Nearest ATMs and branches

Cash withdrawals at bank branches — 0% commission for amounts over 300,000 KGS.

Visa Business Card Promotion!

0% commission on payment acceptance up to 3,000,000 KGS for new MKassa clients!

Deposit "Daily" for individual entrepreneurs – we pay income every day!

Register as a Sole Proprietor Online with MBusiness

MBusiness – the best app for business

A modern and convenient way to pay salaries to the card

Salary project

Open today and start enjoying banking that cares about your valuables

MISLAMIC – Shariah Compliant Mobile Banking

16% for Individual Entrepreneurs in MBusiness

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Accept Cashless Payments via MPay, QR Codes, and Bank Cards

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Головной Офис ОАО "МБАНК"

MBusiness

On July 22, from 11:30 PM to 12:30 AM, our systems will take a short break to become even better for you.

During this time, the following services in the MBANK app will be temporarily unavailable: Loans, M+, Adal Installments, Car Loans, Mortgage, phone number and passport data updates, deposit closures, and SWIFT transfers.

In MKassa, fund withdrawals, balance viewing, and detailed statements will also be temporarily unavailable. Don&#39;t worry &mdash; payments will continue to be accepted, but settlement may be slightly delayed.

✅ Your existing cards, transfers, and MPay will continue to work as usual.

Ordering new MBANK, MIslamic, MJunior, and MBusiness cards will also be temporarily suspended during this period.

In addition, the MBusiness app and its web version will be temporarily unavailable for approximately one hour.

Thank you for your understanding &mdash; you&#39;re the best!

Brief Technical Update

We are upgrading the bank&rsquo;s internal systems and migrating to a new technical platform. This large-scale upgrade will affect MBusiness and partially MBANK and MIslamic. The upgrade will be carried out in a planned and phased manner from 1:00 PM on July 31 through August 3.

We are carefully managing every stage of the migration to ensure that, once the upgrade is complete, you can continue using our services as usual.

<h2>What will be affected</h2>

Please note: starting July 30&mdash;one day before the rest of the services&mdash;partial and full early repayment of loans in MBANK and MBusiness, financing and installment plans through M+ and Adal, as well as loan applications, will be temporarily unavailable.

<h2>Starting July 31, the following services will be temporarily unavailable:</h2>

<ul>
	<li>Installment payments via M+ and Adal in MMarket, MTicket, and MTravel;</li>
	<li>Opening new deposits (viewing and closing existing deposits will remain available);</li>
	<li>All operations related to the Mudaraba product (profit payments will be made by August 10);</li>
	<li>Scheduled loan repayments in MBANK and MBusiness;</li>
	<li>Ordering new MBANK, MJunior, and MIslamic cards;</li>
	<li>Registration of new users;</li>
	<li>Updating passport information;</li>
	<li>Updating phone numbers;</li>
	<li>SWIFT transactions;</li>
	<li>Opening and closing bank accounts.</li>
</ul>

Important: Your existing cards, money transfers, and MPay will continue to operate as usual.

From August 1 to August 3, all MBANK branches across Kyrgyzstan will be closed.

<h2>MBusiness</h2>

Access to the MBusiness mobile app and web version will be temporarily suspended throughout the update period.

<h3>We recommend completing the following before 4:00 PM on July 31:</h3>

<ul>
	<li>Process important payments, transfers to counterparties, and employee payroll;</li>
	<li>Pay taxes;</li>
	<li>Save any account statements or banking details you may need during the update period;</li>
	<li>Repay loans;</li>
	<li>Inform employees using MBusiness about the temporary service interruption.</li>
</ul>

<h2>MKassa</h2>

Payments via POS terminals, QR codes, bank cards, and MPay will continue to operate as usual.

The MKassa mobile app and web version will also remain available, allowing you to monitor your transaction history in real time.

<h3>The following features will be temporarily unavailable:</h3>

<ul>
	<li>Exporting detailed account statements;</li>
	<li>Transferring funds to bank accounts;</li>
	<li>Viewing the available balance.</li>
</ul>

These features will be restored once the update is complete.

If your scheduled repayment date for a loan, financing, or installment plan in MBusiness, MBANK, MIslamic, or M+ falls between August 1 and August 4, there&#39;s no need to worry.

If you make your payment by August 5 (inclusive), it will not affect your credit history, and no late payment penalties will be charged.

Thank you for your understanding!

Technical Update of MBusiness and MBANK: July 31 – August 3

Until September 30, 2026, the MBANK app is offering a special promotion that turns a routine purchase into real financial benefits.

<h3>Why should you get your policy now?</h3>

The key advantage is up to 20% cashback on the cost of your OSAGO policy, credited directly to your MBANK account. You can instantly convert the cashback into cash and spend it on anything you need.

<h3>5 reasons to get your policy today:</h3>

<ul>
	<li>The entire process is online and takes just a few clicks.</li>
	<li>You can easily purchase an insurance policy not only for yourself but also for your family members.</li>
	<li>You can renew your OSAGO policy in advance. Your new policy will automatically become active once the current one expires.</li>
	<li>Receive up to 20% cashback in bonuses and transfer it to your bank account immediately.</li>
</ul>

<h3>How to get your policy in just a few clicks</h3>

<ol>
	<li>Open the MBANK app.</li>
	<li>Go to Services &rarr; Insurance &rarr; OSAGO.</li>
	<li>Tap &quot;Get Insurance&quot;, select your vehicle, and fill in the required details.</li>
	<li>Choose an insurance company from the available list.</li>
	<li>Pay for your policy.</li>
</ol>

Done! Your insurance policy will always be available in your MBANK app.

Don&#39;t wait until your current policy expires&mdash;get your OSAGO insurance now with maximum benefits and drive with confidence!

MBANK &ndash; The First Digital!

License No. 014 of the National Bank of the Kyrgyz Republic.

How to Get OSAGO Insurance in MBANK with Up to 20% Cashback

Every trip&mdash;and even parking your car near your home&mdash;comes with everyday risks for every driver. A minor collision, a falling tree branch, hail, or acts of vandalism can result in significant repair expenses at any time. CASCO insurance from MBANK helps you protect your vehicle in advance and safeguard your budget against unexpected incidents on the road.

<h3>What does CASCO cover?</h3>

The policy protects your own vehicle and covers repair costs in the following common situations:

<ul>
	<li>Damage caused by road traffic accidents;</li>
	<li>Theft, malicious damage, and vandalism by third parties;</li>
	<li>Damage caused by falling objects;</li>
	<li>Natural disasters (hail, floods, hurricanes, and other natural events).</li>
</ul>

<h3>Available plans for MBANK customers</h3>

The policy price is fixed and does not depend on your vehicle&#39;s age, make, or specifications.

🔹 CASCO Light &mdash; 8,999 KGS/year 
Coverage up to 150,000 KGS. 
Please note: This plan covers damage only if the vehicle was in motion at the time of the incident.

🔹 CASCO Economy &mdash; 9,000 KGS/year 
Coverage up to 150,000 KGS.

🔹 CASCO Economy+ &mdash; 14,000 KGS/year 
Coverage up to 250,000 KGS.

For the Economy and Economy+ plans, a convenient 3-month installment option is available through the M+ service.

<h3>How to purchase a policy</h3>

The entire process is completed online in just a few clicks:

<ol>
	<li>Open the MBANK app.</li>
	<li>Go to Services &rarr; Insurance.</li>
	<li>Select CASCO.</li>
	<li>Tap Purchase Insurance.</li>
	<li>Choose a CASCO plan (Light, Economy, or Economy+) and review the terms.</li>
	<li>Tap Calculate Price, select your vehicle, and fill in the required information.</li>
	<li>Pay for your policy.</li>
</ol>

Done! Your insurance coverage is activated instantly!

MBANK &mdash; The First Digital!

License No. 014, National Bank of the Kyrgyz Republic.

CASCO in MBANK: Reliable Protection for Your Car in Just One Click

MBANK has been recognized as the best bank for small and medium-sized enterprises (SMEs) in Central Asia. In the <a href="https://smebanking.agency/1000.html" style="text-decoration:none">TOP20 SME Banks 2026</a> ranking compiled by the SME Banking Agency, the bank secured 1st place among 70 banks across the region.

MBANK achieved the highest overall score in the TOP20 SME Banks 2026 ranking, earning 1,996 points and outperforming banks from Kazakhstan, Uzbekistan, Kyrgyzstan, and other Central Asian countries.

The SME Banking Agency evaluated participating banks across five key categories: Business Banking, Digital Banking, Daily Banking &amp; Liabilities, Financing, and Sustainability &amp; Inclusion. MBANK received high scores in all five areas, with its comprehensive business ecosystem playing a key role in securing the top position.

MBANK continues to strengthen its digital banking services, enabling entrepreneurs to manage their business finances online through MBusiness&mdash;the bank&rsquo;s dedicated business app that brings together essential tools for day-to-day operations and business management.

The bank is also expanding access to financing for small and medium-sized businesses while advancing its Sustainability &amp; Inclusion agenda through green finance, support for women entrepreneurs, and initiatives that improve businesses&rsquo; access to financial opportunities.

About the ranking

The ranking was compiled by the SME Banking Agency, an organization that evolved from the SME Banking Club community. Today, the community brings together more than 20 banks from six countries, including Kyrgyzstan. Since 2022, the agency has operated as an information and analytics organization, analyzing banking data and helping financial institutions implement modern technologies and best practices.

Winning first place in the regional ranking confirms MBANK&rsquo;s commitment to delivering a comprehensive, convenient, and innovative banking experience for entrepreneurs. Grow your business with MBusiness&mdash;the platform recognized as the best in the region.

MBANK &ndash; The First Digital Bank. Made in Kyrgyzstan.

License of the National Bank of the Kyrgyz Republic No. 014.

&nbsp;

MBANK Recognized as Central Asia’s Best Bank for SMEs

Tonight, from 4:00 AM to 6:00 AM, we&rsquo;ll be updating our banking systems to make our services even faster and more reliable.

During this time, delays of up to 5 minutes may occur when making ELQR payments, topping up your card via third-party terminals, and completing remote registration using a selfie and passport. MBusiness and MKassa may also operate slightly slower than usual.

✅ Card payments, MPay, and the MBANK app will continue to work as usual.

Thank you for your understanding &mdash; you&#39;re the best!

MBANK Overnight Update

Не волнуйтесь, наша команда активно работает над решением. 
 
Карты MBusiness работают в штатном режиме. 
Спасибо за ваше понимание и терпение!

Лицензия НБКР № 014.

Временно недоступен вход в MBusiness

MBANK becomes the first bank in Kyrgyzstan to launch instant issuance of personalized cards through card-dispensing machines

Queues, waiting for a card to be produced, repeat visits to a bank branch &mdash; for customers, this has long been a familiar part of banking service.

But that&#39;s changing now.

MBANK has become the first bank in Kyrgyzstan to launch card machines for the instant issuance and reissuance of personalized bank cards. Now, getting a new card or replacing an existing one can be done independently in just a few minutes.

MBANK has achieved something that seemed nearly impossible until recently: a personalized card is printed on the spot, with no waiting and no extra visits.

The end of the waiting era

Previously, getting a personalized card looked more or less the same at almost every bank: submit an application, wait for production, then return for pickup.

With the launch of card machines, this process has been reduced to just a few minutes.

The customer simply approaches a card machine at any MBANK branch, authorizes through the app, and selects the action needed. After confirmation, the card is printed right there in the machine and is ready to use immediately.

No paper applications. 
No waiting. 
No repeat visits.

How it works

Getting a card takes just a few simple steps:

<ul>
	<li style="list-style-type:disc">Approach a card machine at any MBANK branch;</li>
	<li style="list-style-type:disc">On the main screen, select &quot;Get MBANK Card&quot;;</li>
	<li style="list-style-type:disc">Scan the QR code using the MBANK app;</li>
	<li style="list-style-type:disc">Choose to get a new card or reissue an existing one;</li>
	<li style="list-style-type:disc">Select the card you need;</li>
	<li style="list-style-type:disc">Confirm the operation with the code from the app;</li>
	<li style="list-style-type:disc">Receive your ready card within seconds.</li>
</ul>

The customer completes the entire process on their own.

Free for customers

Issuing a new personalized Gold card and routine reissuance upon expiration are both provided free of charge. This means the customer receives a full personalized card at no extra cost and without a long wait.

More possibilities along with the card

The new technology addresses more than just speed. For many customers, getting a card through the machine also becomes a step toward full identification status with the bank.

This unlocks expanded features, including:

<ul>
	<li style="list-style-type:disc">higher transfer limits;</li>
	<li style="list-style-type:disc">higher credit limits;</li>
	<li style="list-style-type:disc">opening deposits online;</li>
	<li style="list-style-type:disc">issuing virtual cards in foreign currency;</li>
	<li style="list-style-type:disc">the option to order a children&#39;s card.</li>
</ul>

In other words, a few minutes at a card machine opens the door to a significantly wider range of financial services.

A new standard in banking service

In many countries around the world, automated issuance of banking products has already become part of modern banking infrastructure. Now this technology has arrived in Kyrgyzstan as well. The launch of card machines is another step forward for MBANK in developing digital banking and building services that save customers&#39; most valuable resource &mdash; time.

Card machines are now available at all MBANK branches nationwide.

MBANK &mdash; the first digital bank. Made in Kyrgyzstan. 
License of the National Bank of the Kyrgyz Republic No. 014.

&nbsp;

MBANK becomes the first bank in Kyrgyzstan to launch instant issuance of personalized cards through card-dispensing machines

On the night from Thursday to Friday, July 10, we&#39;ll be carrying out an update from 3:00 AM to 6:00 AM to make MBANK even faster. During this period, brief interruptions of up to 5 minutes may occur in the app and other bank services. 
 
We deliberately chose nighttime hours so as not to disturb you. If you&#39;re planning any important transactions overnight, we recommend completing them in advance. Thank you for your understanding and trust &mdash; you&#39;re the best! 
 
License of the National Bank of the Kyrgyz Republic No. 014

Attention to clients

News

Business loans and deposits, QR payments, corporate cards and online banking — convenient financial solutions from MBANK for entrepreneurs

Currency	Purchase	Sale	NBKR
USD	87.4000	87.8000	87.4500
EUR	99.5000	100.5000	99.8679
RUB	1.0000	1.1000	1.1147
KZT	0.1820	0.1900	0.1861

Visa Business Card Promotion!

0% commission on payment acceptance up to 3,000,000 KGS for new MKassa clients!

Deposit "Daily" for individual entrepreneurs – we pay income every day!

Register as a Sole Proprietor Online with MBusiness

MBusiness – the best app for business

Salary project

MISLAMIC – Shariah Compliant Mobile Banking

16% for Individual Entrepreneurs in MBusiness

MKassa

MBusiness

Deposits

Card for Your Business

Business loan

Business loan

Exchange rates

Nearest ATMs and branches