Nearest ATMs and branches

Cash withdrawals at bank branches — 0% commission for amounts over 300,000 KGS.

Visa Business Card Promotion!

0% commission on payment acceptance up to 3,000,000 KGS for new MKassa clients!

Deposit "Daily" for individual entrepreneurs – we pay income every day!

Register as a Sole Proprietor Online with MBusiness

MBusiness – the best app for business

A modern and convenient way to pay salaries to the card

Salary project

Open today and start enjoying banking that cares about your valuables

MISLAMIC – Shariah Compliant Mobile Banking

16% for Individual Entrepreneurs in MBusiness

Card for Your Business

Accept Cashless Payments via MPay, QR Codes, and Bank Cards

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Головной Офис ОАО "МБАНК"

MBusiness

We&rsquo;ve launched the grand &ldquo;Manipolia by MBANK&rdquo; campaign! We&rsquo;ve prepared 350,000 prizes with a total prize pool of 50 million KGS, exciting challenges, and a special grand prize &mdash; a brand-new 2026 BMW X5 xDrive 40i. We&rsquo;ve turned everyday banking into an interactive experience: there&rsquo;s nothing to download, as the campaign is already available directly in the MBANK mobile app.

<h3>How &ldquo;Manipolia by MBANK&rdquo; Works</h3>

All identified MBANK app users aged 18 and above can participate in the campaign. The game mechanics are simple and transparent:

<ul>
	<li>
	Get free moves: Users receive 3 free moves every day. Completing challenges earns additional &ldquo;Energy&rdquo; for extra moves.
	</li>
	<li>
	Complete challenges and move across the board: Use payments, transfers, cards, and other MBANK ecosystem services to collect &ldquo;Mani&rdquo; points and advance across the game board.
	</li>
	<li>
	Explore the board: The route features bonuses, mini-interactive games, financial literacy quizzes, and special squares where you can choose rewards from partners.
	</li>
	<li>
	Collect and redeem: Earn &ldquo;Mani&rdquo; points through activity and exchange them for guaranteed prizes in the special in-app Shop or for partner rewards.
	</li>
</ul>

<h3>&ldquo;Manipolia by MBANK&rdquo; Prize Pool</h3>

The total prize pool includes 350,000 prizes worth 50,000,000 KGS:

<ul>
	<li>
	Top gadgets: iPhone 18 Pro, iPhone 17, PlayStation 5, Acer Nitro gaming laptops, iPad Air, AirPods 4, and branded merchandise.
	</li>
	<li>
	Promo codes and bonuses: Discounts and special offers from our partners (Asia, Azbuka, Kulikov, Coca-Cola, My Burger, Royal Sport, Adidas, Jana Post, WB Taxi, Yandex Eats), as well as MBonus rewards.
	</li>
	<li>
	Cash prizes and certificates: Certificates worth 10,000 KGS and above for MTravel, MHouse, and Mashina services, plus a special cash certificate worth 1,000,000 KGS from MBANK.
	</li>
</ul>

<h3>Special Mastercard Conditions in &ldquo;Manipolia by MBANK&rdquo;</h3>

Separate participation conditions apply to those competing for prizes in the Mastercard category:

<ul>
	<li>
	Make purchases and pay with a single tap using Apple Pay.
	</li>
	<li>
	Payments must be made using a tokenized Mastercard issued by MBANK.
	</li>
</ul>

<h3>Mastercard Prize Pool in &ldquo;Manipolia&rdquo;</h3>

The special Mastercard category features the following grand prizes:

<ul>
	<li>
	A brand-new 2026 BMW X5 xDrive 40i, straight from the showroom.
	</li>
	<li>
	12 iPhone 17 (256 GB) smartphones.
	</li>
</ul>

<h3>Financial Skills and Security</h3>

&ldquo;Manipolia by MBANK&rdquo; is designed not only to offer exciting prizes but also to serve as an interactive financial literacy trainer. On the game board, participants land on special squares featuring questions about protecting their money from fraudsters and managing their personal budgets wisely. Answer correctly to improve your financial knowledge and earn additional &ldquo;Mani&rdquo; points.

Make your first move in &ldquo;Manipolia by MBANK&rdquo; today! Open the MBANK app, collect &ldquo;Mani&rdquo; points, and claim your prizes.

The campaign runs until December 31, 2026. You can find the full rules and detailed participation terms here: <a href="https://mbank.kg/">&ldquo;Manipolia by MBANK&rdquo; Campaign Rules</a>.

MBANK &mdash; Made in Kyrgyzstan!

NB KR License No. 014

350,000 Prizes Worth 50,000,000 KGS in MBANK’s New “Manipolia” Campaign

After withdrawing cash via QR, your balance in the app may take some time to update.

Don&rsquo;t worry &mdash; we&rsquo;re already working to resolve the issue, and cash withdrawals are processing as usual. ✅

Transfers and payments in the app are working as usual.

Thank you for your trust!

Temporary Delay in Balance Updates After QR Cash Withdrawals

Before traveling abroad, it is important to think not only about tickets and accommodation but also about unexpected expenses. A sudden illness, injury, lost baggage, or flight delay can change your plans and lead to additional costs.

Travel insurance helps provide financial protection in such situations. You can purchase a policy online through the MBANK app without visiting an insurance company&rsquo;s office.

<h3>What Does Travel Insurance Cover?</h3>

Depending on the selected plan, the policy may cover the following expenses:

<ul>
	<li>Emergency medical assistance;</li>
	<li>Medical evacuation;</li>
	<li>Repatriation (return to your home country).</li>
</ul>

If necessary, you can also insure your baggage against loss, damage, or delay. Additional options are available to cover flight delays or cancellations.

If you are planning a single trip, you can purchase insurance for the required period. If you travel several times, you can choose a policy for a specific period that covers your trips in accordance with the policy terms.

<h3>Why Should You Get Travel Insurance Before Your Trip?</h3>

Medical expenses and other unexpected costs abroad can be substantial. Travel insurance allows you to arrange financial protection in advance in case such situations arise.

<h3>How to Get Travel Insurance in MBANK</h3>

MBANK offers three plans: Standard, Gold, and Premium. They differ in the amount of coverage and the risks included.

You can purchase travel insurance entirely online:

<ol start="1">
	<li>Open the MBANK app.</li>
	<li>Go to Services, select &ldquo;Insurance,&rdquo; and then find &ldquo;Travel Insurance.&rdquo;</li>
	<li>Tap &ldquo;Get Insurance&rdquo; and review the terms and conditions.</li>
	<li>Enter your trip details, including the type of trip, destination country, type of vacation, and other information.</li>
	<li>Choose the type of coverage you need (medical assistance, baggage protection, or flight delay/cancellation coverage).</li>
	<li>Enter your personal details.</li>
</ol>

Once purchased, your insurance policy will be available in the app.

Travel with peace of mind. Get your insurance in advance through the MBANK app and protect yourself before departure.

MBANK &mdash; The First Digital!

NBKR License No. 014.

Travel Insurance: How to Get Travel Insurance in MBANK

Starting October 14, 2026, interest rates on fixed-term deposits for individuals in the national currency with terms ranging from 12 to 24 months will change.

The new rates will apply to:

<ul>
	<li>
	new deposits opened on or after October 14, 2026;
	</li>
	<li>
	deposits renewed for a new term on or after this date.
	</li>
</ul>

If your deposit was opened before October 14, 2026, its terms and interest rate will remain unchanged and will continue to apply until the end of the agreement term.

NBKR License No. 014.

Changes to Interest Rates on Fixed-Term Deposits for Individuals

On October 8, system maintenance will take place from 5:00 to 6:00. Services may be unavailable for approximately 30 minutes. Don&rsquo;t worry &mdash; everything is under full control!

During this time, the following services will be temporarily unavailable:

MBANK: the &ldquo;Loans&rdquo; section, opening deposits, the &ldquo;M+&rdquo; section, and card orders; 
MBusiness: the app will be unavailable during this period; 
MKassa: obtaining statements and withdrawing funds to MBANK.

Payments by bank cards, as well as accepting and making payments via QR code and MPay, will continue to work.

We recommend planning important financial transactions and transfers in advance.

Thank you for your trust!

Scheduled Maintenance

When you have a question about banking services, it is important to get help from a specialist quickly. MBANK customers do not need to search for the Contact Center number, leave the app, or spend time on additional steps. You can call a specialist directly from the MBANK mobile app.

<h3>How to Call the Contact Center</h3>

The &ldquo;Online Call&rdquo; feature is available directly on the main screen of the MBANK app. To contact a specialist:

<ol start="1">
	<li>Open the MBANK app.</li>
	<li>On the main screen, find the phone icon in the top right corner.</li>
	<li>Tap it, and you can immediately call the Contact Center.</li>
</ol>

During the call, you can ask any questions you may have and get assistance from a specialist.

This format is especially convenient when you need to quickly resolve an issue and get expert assistance without leaving the familiar app interface.

MBANK &mdash; the first digital!

NBKR License No. 014

Call the Contact Center Directly from the MBANK App

MBusiness запустил новый депозит &laquo;777&raquo; для индивидуальных предпринимателей и компаний. Это депозит в сомах сроком на 7 дней, который открывается полностью онлайн. С 7 октября по 5 ноября 2026 года, по нему действует специальная ставка &ndash; 7% годовых.

Если у вашего бизнеса появились временно свободные средства, разместите их на короткий срок, не отвлекая надолго от текущих задач и платежей. С депозитом &laquo;777&raquo; деньги работают всего 7 дней, а оформить его можно прямо в MBusiness, без визита в отделение.

<h4>Условия депозита:</h4>

<ul>
	<li style="list-style-type:disc">Срок &ndash; 7 дней.</li>
	<li style="list-style-type:disc">Валюта &ndash; сом (KGS).</li>
	<li style="list-style-type:disc">Сумма &ndash; от 10 тысяч до 500 млн&nbsp;сомов.&nbsp;</li>
	<li style="list-style-type:disc">Количество депозитов не ограничено.</li>
	<li style="list-style-type:disc">Пополнение и снятие не предусмотрены.</li>
	<li style="list-style-type:disc">При досрочном закрытии проценты не выплачиваются.</li>
	<li style="list-style-type:disc">Открытие &ndash; только онлайн в MBusiness.</li>
</ul>

Депозит доступен новым и действующим клиентам MBusiness &ndash; индивидуальным предпринимателям и компаниям, как резидентам, так и нерезидентам.

Специальная ставка 7% годовых действует с 7 октября по 5 ноября 2026 года. Откройте депозит &laquo;777&raquo; в MBusiness и разместите свободные средства на выгодных условиях.

Лицензия НБ КР №014.

&nbsp;

Депозит «777» для бизнеса: 7% годовых на 7 дней в MBusiness

On October 6, a closed presentation of MTalX 2026 was held, where MBANK CEO Marat Toraliev presented the bank&rsquo;s innovative developments. The event brought together key partners, media representatives, and market leaders, marking a starting point for new global standards in the banking sector.

Transformation of Mashina and MHouse: from automotive classifieds to a full-fledged ecosystem within MBANK

At MTalX, the transformation of Mashina and MHouse services was announced. Thanks to their integration into the MBANK ecosystem, they have evolved from ordinary classifieds platforms into major digital centers.

Mashina is now a unified automotive ecosystem with an audience of 1 million active users per month and a database of more than 100,000 listings. Users can now access the full cycle of car ownership and purchase within the app: from searching for and checking a vehicle to insurance with high cashback on compulsory third-party liability insurance (OSAGO) and instant auto financing in just a few clicks.

MHouse, in turn, has become a full-fledged platform for the real estate sector. All key processes &mdash; buying, selling, renting, and applying for a mortgage &mdash; are now available directly in the app.

With these updates, the services have gone beyond traditional classifieds platforms, becoming convenient digital assistants that support customers at every stage.

For the first time across Kyrgyzstan: get a personalized card in one minute with an MBANK cardomat

At MTalX, MBANK presented a cardomat, an innovative solution whose development was initiated by the bank&rsquo;s customers. An in-depth analysis of user inquiries revealed the main pain point: customers had to spend time waiting for their cards to be issued and received.

To solve this problem and transform the traditional customer experience, the bank launched instant issuance of personalized cards. Right on stage, blogger Aidana Deka issued her MBANK card in just one minute.

Previously, producing a personalized card required waiting, a separate visit to a branch, or arranging delivery. Now, instant card issuance and replacement are available nationwide &mdash; all it takes is to scan the QR code on the cardomat using the app. MBANK was the first bank in the country to roll out this technology on a national scale: 56 personalized cardomats and 9 instant cardomats are already operating across MBANK branches throughout Kyrgyzstan.

MIA voice assistant: intelligent search for MBANK services in two languages

At the MTalX stage, MBANK CEO Marat Toraliev and blogger Nurseiit Anarkulov demonstrated another innovation. During the presentation, they spoke with the MIA voice assistant, which responded to their requests accurately and instantly.

Integrated into the MBANK app, MIA freely understands both Kyrgyz and Russian, eliminating the need to manually search for functions in the menu or memorize their exact names. MIA recognizes speech based on meaning and associations, continuously learns, and immediately suggests relevant services &mdash; from topping up a balance and applying for a loan to searching for products on MMarket.

Without a smartphone, cards, or cash: MBANK launches Kyrgyzstan&rsquo;s first palm-payment technology, MPay Alakan

In 2025, MBANK launched MPay, a unique proprietary solution that completely eliminated the dependence of payments on an internet connection. At MTalX 2026, MBANK went even further, giving customers the ability to make payments without smartphones, cards, or cash.

MBANK CEO Marat Toraliev made the first palm payment in Kyrgyzstan using MPay Alakan live in front of the guests. He was followed by blogger Meken Kemel, who registered his palm and paid for a purchase via MPay Alakan in just a few minutes.

In 2025, customers no longer needed an internet connection; in 2026, they no longer need cash, cards, or even smartphones. Sensors scan the unique pattern of the palm veins. The system converts these parameters into an encrypted code that cannot be copied, intercepted, or forged using a photograph, ensuring a high level of security. The transaction is completed by bringing the palm close to a dedicated scanner on an MKassa POS terminal.

&ldquo;While the market reacts to change, MBANK is creating a new digital reality. We have removed outdated barriers: three-day waiting periods have been replaced by cardomats, while complicated searches have been replaced by direct control through MIA AI. Mashina and MHouse have moved beyond the traditional classifieds format, becoming powerful ecosystem platforms. The main headliner is palm payment with MPay Alakan &mdash; our technological edge.&rdquo; 
- Marat Toraliev, CEO of MBANK.

The scale of the presentation and the level of the solutions showcased made a strong impression on the participants and guests of MTalX 2026. The event clearly demonstrated that Kyrgyzstan&rsquo;s digital market is moving forward at a rapid pace and has no plans to stop. By setting a benchmark that seemed impossible just recently, MBANK left guests wondering what innovations the bank will prepare for MTalX 2027.

MBANK &mdash; Made in Kyrgyzstan.

License No. 014 of the National Bank of the Kyrgyz Republic.

Плати ладонью, говори с MIА: MBANK рассказал о прорывах на MTalX 2026

6 октября в период с 5:00 до 6:00 проводим обновление систем. Сервисы могут быть недоступны около 30 минут. 
 
Не волнуйтесь, все под нашим полным контролем! 
 
В это время будет на паузе: 
MBANK: раздел &laquo;Кредиты&raquo;, открытие депозитов, раздел &laquo;М+&raquo;, заказ карт; 
MBusiness: недоступность приложения на этот период; 
MKassa: получение выписок, вывод средств на MBANK. 
 
Оплата банковскими картами, прием и совершение платежей по QR-коду и через MPay будут работать в штатном режиме. 
 
Рекомендуем заранее спланировать важные финансовые операции и переводы. 
 
Спасибо за доверие!

Плановое обновление

News

Business loans and deposits, QR payments, corporate cards and online banking — convenient financial solutions from MBANK for entrepreneurs

Currency	Purchase	Sale	NBKR
USD	87.5000	87.8000	87.4500
EUR	97.5000	98.5000	97.8828
RUB	0.9200	1.0500	1.0346
KZT	0.1900	0.2000	0.1936

Visa Business Card Promotion!

0% commission on payment acceptance up to 3,000,000 KGS for new MKassa clients!

Deposit "Daily" for individual entrepreneurs – we pay income every day!

Register as a Sole Proprietor Online with MBusiness

MBusiness – the best app for business

Salary project

MISLAMIC – Shariah Compliant Mobile Banking

16% for Individual Entrepreneurs in MBusiness

MKassa

MBusiness

Deposits

Card for Your Business

Business loan

Business loan

Exchange rates

Nearest ATMs and branches