Nearest ATMs and branches

0% commission on payment acceptance up to 1,000,000 KGS for new MKassa clients!

Deposit "Daily" for individual entrepreneurs – we pay income every day!

Без визита в налоговую

Регистрация ИП онлайн с MBusiness

MBusiness – the best app for business

A modern and convenient way to pay salaries to the card

Salary project

Open today and start enjoying banking that cares about your valuables

MISLAMIC – Shariah Compliant Mobile Banking

Up to 500,000 KGS at 22% — no collateral, no paperwork, 24/7 access via MBusiness

Profitable online loan for individual entrepreneurs

Card for Your Business

Прием безналичной оплаты по QR-коду и картам

MKassa

Business loan

#000000

Deposits

Головной Офис ОАО "МБАНК"

MBusiness

Режим работы подразделений на январьские праздничные дни

MBANK работает над тем, чтобы летать! 🚀

18 января, проводим работы для улучшения сервисов. Хотим, чтобы всё работало еще быстрее и удобнее!

Могут быть временно недоступны оплаты по QR и через MPay.

✅ Оплаты картами MBANK будут работать без ограничений.

Благодарим за понимание и ваше доверие! Вы &mdash; лучшие! 💚

Технические работы

When investing their funds, every Muslim values not only growing their wealth, but also being confident that every som works in a correct and permissible way. Today, this path has become even easier: the Mudaraba deposit can now be opened online &mdash; directly in the MIslamic mobile banking app.

The online Mudaraba deposit is an important step in the development of Islamic finance in Kyrgyzstan, combining modern technology with the principles of Sharia.

<h3>What is Mudaraba?</h3>

Mudaraba is a form of Sharia-compliant investment in which the client and the bank act as partners. The client provides the capital, while the bank invests it in real projects permitted under Sharia. The profit earned is distributed fairly between the parties in accordance with agreed terms.

Funds under the Mudaraba deposit are directed to financing such projects as:

<ul>
	<li>
	Murabaha (sale of goods with deferred payment);
	</li>
	<li>
	Ijara (leasing);
	</li>
	<li>
	Istisna (manufacturing or construction on order).
	</li>
</ul>

All investment directions are subject to strict Sharia supervision.

<h3>How to open a Mudaraba deposit online in MIslamic</h3>

Opening a deposit is simple and takes just one minute:

<ol>
	<li>
	Open the MBANK app.
	</li>
	<li>
	On the main screen, tap &ldquo;Switch to MIslamic&rdquo;.
	</li>
	<li>
	On the MIslamic home screen, select &ldquo;Mudaraba&rdquo;.
	</li>
	<li>
	Choose the product that suits you:

	<ul>
		<li>
		Fixed-term deposit from 3 to 36 months with an expected return of up to 15.50% per annum;
		</li>
		<li>
		Savings deposit for 12 months with an expected return of up to 14.55% per annum.
		</li>
	</ul>
	</li>
	<li>
	Enter the required details: branch, currency, deposit amount, debit account, and deposit term; confirm the offer and tariff conditions.
	</li>
	<li>
	Tap &ldquo;Open Deposit&rdquo;.
	</li>
</ol>

Everything you need is now at your fingertips &mdash; no need to visit a bank branch.

<h3>Finance with intention and trust</h3>

Mudaraba in MIslamic is a harmony of faith and modern solutions. Your funds are invested in real projects within the bank&rsquo;s Islamic window, support community development, and generate income that is distributed fairly among all participants.

MIslamic &mdash; the first Islamic digital bank. 
 
License of the National Bank of the Kyrgyz Republic No. 014/1

Sharia-compliant investments are now online: open a “Mudaraba” deposit directly in the MIslamic mobile banking app

On December 29, in a festive atmosphere filled with winter magic at Severnoye Siyanie, a long-awaited event took place. MBANK, together with the Visa payment system, officially summed up the results of a major promotional campaign and announced the name of the lucky winner who will travel to the capital of world football &mdash; Barcelona.

<h3>A Dream Trip for the Whole Family</h3>

The winner of the promotion was Turganbaev I.E. However, he will not be celebrating alone: the winner will embark on this once-in-a-lifetime journey together with his son.

<h3>The Grand Prize &mdash; More Than Just a Trip</h3>

The main prize is not simply a travel package, but an exclusive all-inclusive football experience:

<ul>
	<li>
	Flights and accommodation: round-trip airfare to Barcelona and accommodation in a comfortable hotel.
	</li>
	<li>
	Cultural program: a sightseeing tour of one of Europe&rsquo;s most beautiful cities.
	</li>
	<li>
	Football excitement: attendance at an electrifying match at a legendary stadium.
	</li>
	<li>
	A journey into history: an immersive tour of the iconic Camp Nou stadium.
	</li>
	<li>
	The highlight of the trip: a personal meeting with global football star Lamine Yamal.
	</li>
</ul>

<h3>How It Happened: The Winner&rsquo;s Path to Success</h3>

The promotion ran from November 1 to December 20, 2025 and was open to all holders of MBANK Visa Gold cards. To participate, customers simply needed to use their MBANK Visa Gold card for purchases via POS terminals and e-commerce platforms, spending at least 1,000 KGS across different merchants.

Throughout the campaign, the winner completed an impressive volume of transactions, which secured his leading position and earned him the grand prize &mdash; a long-awaited journey dreamed of by millions of football fans around the world.

<h3>MBANK Visa Gold &mdash; Accessible Premium</h3>

The MBANK Visa Gold card is not only a gateway to exciting prize draws, but also a reliable financial tool for everyday convenience. It combines premium benefits with affordability:

<ul>
	<li>
	A great start: zero annual fee for the first year; only 500 KGS per year thereafter.
	</li>
	<li>
	Financial freedom: no minimum balance requirements.
	</li>
	<li>
	Long-term value: a card validity period of 5 years.
	</li>
</ul>

Visa and MBANK continue to delight their customers with innovative solutions and inspiring projects. Perhaps next time, you will be the one taking a step closer to your dream.

NBKR License №014

Dreams Come True with Visa and MBANK: The Winner of a Trip to Barcelona to Meet Lamine Yamal Has Been Announced!

Starting January 19, 2026, new terms for Visa Infinite premium cards regarding access to the VIP lounge at Manas International Airport (Bishkek) will take effect.

Minimum spending requirement for privileges 
To access the VIP lounge at Manas International Airport (Bishkek), Visa Infinite cardholders must make purchases totaling at least KGS 80,000 during the calculation period. The calculation period includes all transactions made over the past 30 days. 
 
* The total verification period is 35 calendar days (settlements for the last 5 days are not taken into account)

Which transactions are counted?

<ul>
	<li>
	All point-of-sale (POS) purchases, both abroad and within Kyrgyzstan, as well as online transactions (e-commerce).
	</li>
	<li>
	Payments made via Google Pay or Garmin Pay.
	</li>
	<li>
	The number of transactions does not matter&nbsp;&mdash; only the total amount spent.
	</li>
</ul>

Which transactions are not counted?

<ul>
	<li>
	Cash withdrawals.
	</li>
	<li>
	Card-to-card transfers.
	</li>
	<li>
	Transactions through the account linked to the card (including internet banking transfers, credit payments, transfers via details, P2P transfers, QR payments, etc.).
	</li>
</ul>

If the card has just been issued and there has not yet been an opportunity to meet the required spending threshold, the privilege can only be used after reaching the minimum spending amount (KGS 80,000).

Updated terms for Visa Infinite premium cards

MKassa extends the &ldquo;Zero to a Million&rdquo; promotion until January 31, 2026, opening up even more opportunities for entrepreneurs to grow and digitize their businesses.

If you are just planning to connect a POS terminal or want to switch to convenient and transparent payment acceptance, now is the best time. The promotion allows you to start with zero commission and no upfront costs.

<h3>Maximum benefits for your business</h3>

As part of the &ldquo;Zero to a Million&rdquo; promotion, entrepreneurs receive everything they need to get started:

<ul>
	<li>
	0% commission on card and QR payments
	</li>
	<li>
	A free POS terminal with no purchase or delivery fees
	</li>
	<li>
	A free cash register with automatic fiscalization (optional)
	</li>
	<li>
	Free transfers to MBANK 24/7
	</li>
</ul>

* The 0% commission terms apply to sole proprietors and LLCs for 3 months or until turnover reaches 1,000,000 KGS.

<h3>Who can participate</h3>

The promotion is available to all entrepreneurs who register for the MKassa service by January 31, 2026.

<h3>MKassa &mdash; when your business is under control</h3>

MKassa is more than just payment acceptance. It is a convenient digital service for managing your business:

<ul>
	<li>
	Accepting payments via cards and QR codes
	</li>
	<li>
	Managing outlets and cashiers
	</li>
	<li>
	Real-time analytics and transaction control
	</li>
	<li>
	Fast setup with no paperwork
	</li>
</ul>

Connect now and accept cashless payments on favorable terms: 
👉 <a href="https://mbank.kg/mkassa" rel="noopener" target="_new">https://mbank.kg/mkassa</a>

MBANK &mdash; The First Digital! 
License No. 014 of the National Bank of the Kyrgyz Republic.

0% commission and a free POS terminal: MKassa extends the “Zero to a Million” promotion

The New Year holidays are coming to an end, but expenses won&rsquo;t stop. 
Home purchases, wardrobe updates, and everyday spending will remain part of life in January too. To make shopping more rewarding, MBANK is extending its 10% cashback promotion until January 31, 2026.

<h3>10% cashback on everyday purchases</h3>

Pay for your purchases via MKassa (QR scan) and receive instant 10% cashback directly to your account. 
The promotion applies to groceries, gifts, clothing, and other goods &mdash; fast, convenient, and with no waiting.

<h3>Where you can use the promotion</h3>

Tash-Rabat and BUM shopping centers &mdash; for gifts, electronics, and clothing

Alamedin and Orto-Sai markets &mdash; for fresh products and great everyday deals

Tip: If your favorite seller doesn&rsquo;t accept QR payments yet, suggest connecting to MKassa &mdash; it&rsquo;s free, fast, and beneficial for business.

MBANK &mdash; the first digital! 
License of the National Bank of the Kyrgyz Republic No. 014

The holidays may end — the benefits stay: 10% cashback from MBANK until January 31, 2026.

Сообщаем, что 30 декабря 2025 года утверждены дополнения в публичную оферту для юридических лиц и индивидуальных предпринимателей, а также в тарифную сетку Банка.

С 27 января 2026 года вступают в силу следующие изменения:

<ul>
	<li>
	обновлена публичная оферта ЮЛ/ИП;
	</li>
	<li>
	выдача наличных денежных средств, поступивших безналичным путем, через QR от Mbusiness осуществляется бесплатно, независимо от суммы.
	</li>
</ul>

Изменения в публичной оферте и тарифах

News

Business loans and deposits, QR payments, corporate cards and online banking — convenient financial solutions from MBANK for entrepreneurs

Currency	Purchase	Sale	NBKR
USD	87.4500	87.8000	87.4489
EUR	101.0000	102.0000	101.7074
RUB	1.1100	1.1400	1.1155
KZT	0.1710	0.1800	0.1712

0% commission on payment acceptance up to 1,000,000 KGS for new MKassa clients!

Deposit "Daily" for individual entrepreneurs – we pay income every day!

Регистрация ИП онлайн с MBusiness

MBusiness – the best app for business

Salary project

MISLAMIC – Shariah Compliant Mobile Banking

Profitable online loan for individual entrepreneurs

MKassa

MBusiness

Deposits

Card for Your Business

Business loan

Business loan

Exchange rates

Nearest ATMs and branches