Nearest ATMs and branches

0% commission on payment acceptance up to 1,000,000 KGS for new MKassa clients!

Deposit "Daily" for individual entrepreneurs – we pay income every day!

Без визита в налоговую

Регистрация ИП онлайн с MBusiness

MBusiness – the best app for business

A modern and convenient way to pay salaries to the card

Salary project

Open today and start enjoying banking that cares about your valuables

MISLAMIC – Shariah Compliant Mobile Banking

16% for Individual Entrepreneurs in MBusiness

Card for Your Business

Прием безналичной оплаты по QR-коду и картам

MKassa

Business loan

#000000

Deposits

Головной Офис ОАО "МБАНК"

MBusiness

Dear customers,

Please be informed that during the holiday weekend &mdash; March 20&ndash;21, 2026 &mdash; the following branches will operate from 10:00 AM to 9:00 PM:

<ul>
	<li>MBANK Asia Mall</li>
	<li>MBANK Plaza</li>
</ul>

MBANK &ndash; the first digital!&nbsp;

NBKR License No. 014

&nbsp;

Work Schedule for March 20–21

MBANK announces a new privilege for Mastercard World Elite cardholders. Now, cardholders enjoy unlimited access to the Manas Airport business lounge through the LoungeKey app.

The MBANK Mastercard World Elite has long offered its clients exclusive benefits, including:

<ul>
	<li>
	7% cashback on jewelry purchases and 3% on other categories;
	</li>
	<li>
	Family insurance coverage up to $500,000;
	</li>
	<li>
	Unlimited Fast Track access at airports;
	</li>
	<li>
	3 GB of global internet via Flexiroam eSIM;
	</li>
	<li>
	Special offers at over 1,000 restaurants (Restaurant Offers);
	</li>
	<li>
	Platinum tier in the MBonus loyalty program;
	</li>
	<li>
	Free cash withdrawals within Kyrgyzstan and up to $1,000 abroad;
	</li>
	<li>
	Unlimited access to 1,100+ LoungeKey business lounges worldwide.
	</li>
</ul>

Now, these benefits are complemented by direct access to the Manas Airport business lounge, making every trip even more comfortable and premium.

The MBANK Mastercard World Elite is more than a card &mdash; it is a premium service for clients who value comfort, security, and exclusive opportunities. Access to the Manas Airport business lounge is another step toward making travel as convenient and enjoyable as possible.

The annual issuance and maintenance fee for the card is 15,000 KGS.

We also remind cardholders that the Mastercard World Elite continues to offer participation in the promotion with a chance to win a trip to the UEFA Champions League Final 2026 in Budapest.

To participate:

<ol>
	<li>
	Order a Mastercard World Elite through the MBANK app
	</li>
	<li>
	Make purchases in Kyrgyzstan and abroad &mdash; online and offline
	</li>
	<li>
	The participant with the highest transaction volume during the promotion period, from February 20, 2026, to April 10, 2026, will be the winner
	</li>
</ol>

The grand prize includes:

<ul>
	<li>
	Hotel accommodation
	</li>
	<li>
	2 CAT 1 tickets
	</li>
	<li>
	Exclusive gifts from Mastercard and UEFA
	</li>
	<li>
	Transfers: airport &mdash; hotel &mdash; airport and hotel &mdash; stadium &mdash; hotel
	</li>
</ul>

MBANK &ndash; the first digital bank!&nbsp;

NBKR License No. 014

Mastercard and MBANK Expand Privileges: Unlimited Access to Manas Airport Business Lounge Now Available for Mastercard World Elite Holders

MBANK customers who hold Messi Mastercard Gold card have a chance to attend the UEFA Champions League Final 2026 in Budapest.

Mastercard and MBANK announce the launch of a unique product designed for football fans and those who value exclusive banking solutions. For the first time in Central Asia, the Messi Mastercard Gold card featuring global football icon and Mastercard Ambassador Lionel Messi has been issued. The card symbolizes the fusion of finance and world-class sport, giving cardholders the opportunity to become part of a global football event.

The new Messi Mastercard Gold card features a unique design with the image of Lionel Messi and an exclusive card number that is not repeated anywhere else in the world. It is not just a payment instrument, but also a collectible product for those who love sport, want to be closer to the world of top-level football, and express their individuality.

To celebrate the launch, Mastercard and MBANK are running a large-scale campaign. Customers who pre-order the Messi Mastercard Gold card through the MBANK mobile application between March 16 and April 10, 2026, will automatically be entered into a prize draw. The grand prize is a trip for two to the UEFA Champions League Final 2026 in Budapest.

The grand prize includes:

<ul>
	<li>
	Two Category 1 tickets to the match
	</li>
	<li>
	Hotel accommodation for two
	</li>
	<li>
	A special gift from Mastercard and UEFA
	</li>
	<li>
	All transfers according to the program: airport&ndash;hotel&ndash;airport and hotel&ndash;stadium&ndash;hotel
	</li>
</ul>

In addition to the grand prize, participants will have the opportunity to win exclusive Mastercard and UEFA merchandise sets, including branded sports bags, T-shirts, water bottles, and keychains.

The campaign mechanics are simple: each card pre-order is assigned a unique application number in sequential order. Winners will be determined by pre-defined application numbers:

<ul>
	<li>
	No. 300 &mdash; merchandise set (sports bag, T-shirt, water bottle, keychain)
	</li>
	<li>
	No. 600 &mdash; merchandise set (sports bag, T-shirt, water bottle, keychain)
	</li>
	<li>
	No. 1000 &mdash; a trip for two to the UEFA Champions League Final 2026 in Budapest
	</li>
</ul>

Residents of the Kyrgyz Republic who have completed full identification in the MBANK mobile application and have pre-ordered the Messi Mastercard Gold card during the campaign period are eligible to participate.

The Messi Mastercard Gold card combines status, value, and exclusivity. The cost of pre-ordering the card in the MBANK application, including the first year of service, is 1,000 KGS. The card is valid for three years. Cardholders receive 3% cashback on purchases made via POS terminals and online, both in Kyrgyzstan and abroad.

Maksatbek Ishenbaev, Chairman of the Management Board of MBANK:

&ldquo;For MBANK, this is not just the launch of a new card &mdash; it is the creation of a unique product at the intersection of finance, technology, and global sport. For the first time in Central Asia, our customers can obtain a card featuring Lionel Messi &mdash; a symbol of excellence, discipline, and victory. We strive to create solutions that provide not only convenience but also emotions. The opportunity to win a trip to the UEFA Champions League Final makes this launch especially significant for our customers.&rdquo;

Sanzhar Zhamalov, General Manager of Mastercard in Kazakhstan and Central Asia:

&ldquo;We integrate Mastercard&rsquo;s global sponsorship assets into innovative marketing projects for customers around the world. Our partnership with Lionel Messi is a unique asset, and today we are pleased to activate it in Kyrgyzstan through the launch of the Mastercard and MBANK card designed for football fans and enthusiasts. This collaboration not only strengthens our presence in the Kyrgyz market but also serves as an important confirmation of our long-term partnership with MBANK.&rdquo;

The launch of the Messi Mastercard Gold card reaffirms the commitment of Mastercard and MBANK to innovative products that combine global privileges with unique experiences. Now every customer can get closer to the world of top-level football &mdash; from the card in their wallet to a seat in the stands at Europe&rsquo;s biggest match.

MBANK &mdash; the first digital bank. Made in Kyrgyzstan! 
NBKR License No. 014

About Mastercard

Mastercard powers economies and empowers people in more than 200 countries and territories worldwide. Together with our customers, we are building a sustainable economy where everyone can prosper. We offer a wide range of digital payment solutions, making transactions secure, simple, smart, and accessible. Our technologies and innovations, partnerships, and networks help individuals, businesses, and governments realize their greatest potential.

Mastercard and MBANK Launch Lionel Messi Card for the First Time in Central Asia

Dear Clients,

Please be informed that, in accordance with the decision of the Bank&rsquo;s Management Board, changes have been made to the terms for interest accrual on account balances for MBANK GOLD cards (Mastercard, Visa).

According to the updated terms:

<ul>
	<li>
	the interest rate on the account balance is 5% per annum;
	</li>
	<li>
	the minimum payout amount is 100 KGS per month;
	</li>
	<li>
	the maximum payout amount is 1,000 KGS per month.
	</li>
</ul>

These changes have been introduced as part of the product terms update.

The interest accrual conditions for **MBANK GOLD cards (Mastercard, Visa) apply only to residents of the Kyrgyz Republic.

The new terms will come into effect on April 1, 2026, and will apply to holders of MBANK GOLD (Mastercard, Visa) cards.

Changes to Interest Accrual Terms on MBANK GOLD Cards

Grocery shopping is one of our everyday expenses. That&rsquo;s why we made it easy for you to earn rewards in the most convenient way.

If you pay at &laquo;Asia&raquo; using MPay in the MBANK app, you receive double cashback: bonuses in the <a href="https://mbank.kg/mbonus" style="text-decoration:none">MBonus</a> program and points on your Asia loyalty card.

How does it work? It&rsquo;s very simple:

1. Open the MBANK app

2. Scan your Asia loyalty card inside the MBANK app

3. Confirm the payment using <a href="https://mbank.kg/news/mpay-ot-mbank-revolyucionnyj-sposob-oplachivat-pok" style="text-decoration:none">MPay</a> in the same window

The payment is completed directly in the app without switching between services. After the payment, the cashback is credited automatically.

Why is it beneficial?

Grocery shopping happens almost every day. By paying through MPay in MBANK, you earn rewards in the most convenient way.

Next time at the checkout, simply scan the Asia QR code through MBANK and enjoy double benefits. Please note that the cashback percentage depends on the customer&rsquo;s level in the MBonus program.

&nbsp;

Pay at Asia through MBANK and get double cashback

We inform you about the cancellation of commission fees for individuals for money transfers in the national currency within the Kyrgyz Republic made through the mobile application and internet banking.

These conditions came into effect on November 25, 2024, and will remain valid until December 31, 2026.

Extension of the cancellation of fees for transfers in national currency via the mobile application and internet banking

OJSC MBank informs about the introduction of tariffs for QR payment transactions and the QR Cash-Out service for legal entities.

Starting March 18, 2026, the following tariffs will apply:

Tariffs for QR payment transactions (overlays):

<ul>
	<li>
	payment via MBank QR code (own QR) &mdash; 0.3% of the transaction amount;
	</li>
	<li>
	payment via a third-party bank QR code (external QR) &mdash; 1% of the transaction amount.
	</li>
</ul>

Tariffs for the QR Cash-Out service (cash withdrawal through merchants):

<ul>
	<li>
	client commission &mdash; up to 0.2% of the transaction amount;
	</li>
	<li>
	merchant commission to the Bank &mdash; 0%;
	</li>
	<li>
	cash withdrawal amount &mdash; from 100 to 15,000 KGS.
	</li>
</ul>

The QR Cash-Out service allows Bank clients to quickly and conveniently withdraw cash through merchant outlets. The service expands the network of cash withdrawal points without additional capital expenditures and increases the accessibility of banking services.

NBRK License № 014.

Introduction of tariffs for QR payment transactions for legal entities

On the evening of March 7, the city is stuck in traffic, stores have long queues, and there are only minutes left before closing. The same story every year. But it can be different &mdash; without rushing and unnecessary expenses.

Everything you need for a gift is already in your smartphone

MMarket in MBANK offers more than 200,000 products in one place: from cosmetics and accessories to home appliances and gadgets. No need to run around shopping malls &mdash; simply choose and order online.

MMarket offers:

Up to 50% discounts &mdash; a wide selection of gifts with generous discounts.

Delivery across Kyrgyzstan within 1 day &mdash; you can delight your loved ones even from a distance without worrying about traffic.

0% installment plan &mdash; no need to postpone your purchase until payday. Take the gift now and pay in parts with no extra charges.

How to place an order

Open the MBANK app. 
Go to the MMarket service. 
Choose a product. 
Pay immediately or apply for an installment plan. 
Choose delivery or pickup.

Done &mdash; no traffic jams, no stress, and no extra expenses.

MMarket &mdash; the first national marketplace.

NBRK License № 014

March 8 without traffic jams and stress: choose a gift in MMarket in 10 minutes

OJSC &ldquo;MBank&rdquo; informs about amendments to the terms of its public offers.

The amendments have been made to the following documents:

<ul>
	<li>
	Public Offer for concluding a Bank Service Agreement with an individual at OJSC &ldquo;MBank&rdquo;;
	</li>
	<li>
	Public Offer for concluding a Bank Service Agreement with an individual for a Card account at OJSC &ldquo;MBank&rdquo;;
	</li>
	<li>
	Terms of the &ldquo;Mbonus&rdquo; loyalty program.
	</li>
</ul>

The updated documents will enter into force on March 18, 2026.

The current versions of the documents are available on the official website of OJSC &ldquo;MBank&rdquo;.

Amendments to Public Offers of OJSC “MBank”

News

Business loans and deposits, QR payments, corporate cards and online banking — convenient financial solutions from MBANK for entrepreneurs

Currency	Purchase	Sale	NBKR
USD	87.4000	87.8000	87.4500
EUR	99.8000	100.8000	100.8561
RUB	1.0000	1.0500	1.0590
KZT	0.1650	0.1900	0.1814

0% commission on payment acceptance up to 1,000,000 KGS for new MKassa clients!

Deposit "Daily" for individual entrepreneurs – we pay income every day!

Регистрация ИП онлайн с MBusiness

MBusiness – the best app for business

Salary project

MISLAMIC – Shariah Compliant Mobile Banking

16% for Individual Entrepreneurs in MBusiness

MKassa

MBusiness

Deposits

Card for Your Business

Business loan

Business loan

Exchange rates

Nearest ATMs and branches