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Головной Офис ОАО "МБАНК"

MBusiness

Global digital payments leader VISA has recognized MBANK for its contribution to the development of digital services for businesses. The bank received an award for the successful implementation of the Visa Direct Account technology in the MBusiness app, which opens new opportunities for international settlements for entrepreneurs and legal entities.

The award ceremony took place during an official meeting between MBANK management and VISA representatives in Central Asia. During the meeting, the parties discussed the prospects for developing international payments, as well as the implementation of modern digital solutions aimed at increasing the accessibility and convenience of financial services in the region.

VISA representatives thanked the bank for its active implementation of innovations that contribute to the development of entrepreneurship in Kyrgyzstan.

&ldquo;We are pleased to recognize MBANK for implementing the Visa Direct Account solution, which makes international payments even faster, more convenient, and more secure. The ability to send funds abroad in near real time will help business clients develop their companies more effectively and enter new markets,&rdquo; said Sanzhar Suleimanov, Vice President and Regional Manager of VISA in Central Asia.

In turn, MBANK representatives emphasized the importance of implementing modern solutions.

&ldquo;Receiving this award is an important confirmation that our digital solutions are in demand and useful for business. We strive to bring global markets closer to Kyrgyz entrepreneurs, which is why international payments are now available in one click directly in the MBusiness app. Our goal as a bank is to create convenient tools that help run business transparently and efficiently. It is important to note that this solution is available to everyone: from individual entrepreneurs and small companies to the largest corporations in the country,&rdquo; emphasized Altynai Yegemberdieva, Director of the Corporate Segment Digital Development Department.

<hr />
<h3>About Visa Direct Account</h3>

The VISA Direct Account service in the MBusiness app <a href="https://smart.mbusiness.kg/installment?utm_medium=article&amp;utm_campaign=visadirectaccount&amp;utm_term=visadirectaccount&amp;utm_source=chatgpt.com" rel="noopener" target="_blank">MBusiness</a> is a business solution that allows entrepreneurs to send funds to partners abroad (USA, United Kingdom, South Korea, and all European countries) directly from their account.

According to the bank, transaction fees are fixed: $3 or &euro;7 for small transfers, and from 1% for larger ones. Currency can be purchased directly in the app before sending a payment. As noted by the financial institution, this helps businesses reduce operational costs and save time on settlements.

Global recognition: VISA awards MBANK for business innovation

Делаем MBANK еще удобнее и стабильнее! 
 
В ночь на 22 мая с 02:00 до 06:00 проведем плановые работы. В этот период работа приложений MBANK, MBusiness, MKassa и сервиса MPay могут быть недоступны в пределах от 10 до 30 минут. 
 
✅Наши карты в банкоматах и терминалах других банков продолжат работать без ограничений. 
 
Пожалуйста, завершите все важные дела заранее. Мы выбрали ночное время для работ, чтобы днем все работало идеально. 
 
Спасибо, что выбираете нас!

Технические работы

Dear Clients,

Changes have been made to the following documents:

<ol start="1">
	<li>PUBLIC OFFER for concluding an Agreement on Banking Services for Individuals at OJSC &ldquo;MBank&rdquo;;</li>
	<li>PUBLIC OFFER for concluding an Agreement on Banking Services for Individuals for Card Account at OJSC &ldquo;MBank&rdquo;;</li>
	<li>PUBLIC OFFER for concluding a Comprehensive Banking Services Agreement for Legal Entities / Individual Entrepreneurs for Card Account.</li>
</ol>

The changes will come into effect on June 4, 2026.

MBANK &mdash; the first digital!

NBKR License No. 014

Changes to Public Offers

MBANK continues to expand its premium product line and introduces the updated Mastercard World Elite card &mdash; now available with an NFC sticker for even more convenient contactless payments.

The new format allows customers to pay with a single tap &mdash; quickly, securely, and without the need to take out a card or smartphone. The NFC sticker can be attached to a phone, phone case, or any convenient accessory, ensuring seamless access to payments anytime, anywhere.

Mastercard World Elite by MBANK combines advanced payment technologies, premium service, and exclusive privileges designed for both travel and everyday lifestyle needs.

<h3>Card Benefits:</h3>

&mdash; Unlimited access to the business lounge at Manas International Airport; 
&mdash; Access to more than 1,100 airport lounges worldwide through&nbsp;LoungeKey; 
&mdash; Unlimited Fast Track service at airports; 
&mdash; Free cash withdrawals within Kyrgyzstan and up to USD 1,000 abroad; 
&mdash; Family insurance coverage of up to USD 500,000; 
&mdash; Exclusive offers at more than 1,000 restaurants worldwide through the Mastercard Restaurant Offers program; 
&mdash; 7% cashback on jewelry purchases; 
&mdash; 3% cashback across all other categories; 
&mdash; 3 GB of global mobile internet via&nbsp;Flexiroam eSIM; 
&mdash; Platinum status in the MBonus loyalty program;

Тhe cost of issuing and servicing the card is 15,000 soms per year

Customers can apply for Mastercard World Elite online directly through the MBANK mobile application.

MBANK &mdash; The First Digital Bank!

MBANK’s Mastercard World Elite Now Available with an NFC Sticker

Платите через MPay и выигрывайте один из 100+ новых iPhone 17 
 
С 20 мая по 20 августа 2026 года пользователи MPay по всему Кыргызстану получают возможность не только удобно оплачивать покупки, но и стать участниками масштабной акции с розыгрышем 130 новых iPhone 17. 
Больше выгоды с каждым платежом. 
Теперь каждая оплата через MPay &ndash; это ваш реальный шанс выиграть iPhone 17. Кроме того, вы получаете кэшбэк до 10%, что делает сервис не только быстрым и удобным, но и самым выгодным способом оплаты на каждый день. 
Акция действует как для новых пользователей, так и для тех, кто уже давно пользуется сервисом. Чтобы принять участие, достаточно совершать платежи через MPay начиная с 20 мая 2026 года. Пользователь автоматически становится участником розыгрыша без дополнительной регистрации. 
Как работает акция:

<ul>
	<li>для новых пользователей: среди тех, кто присоединился к MPay после 20 мая 2026 года, шанс на победу получает каждый&nbsp;1000-й пользователь с оплатой&nbsp;от 100 сомов;</li>
	<li>для действующих пользователей MPay: клиенты, которые пользовались MPay еще до 20 мая 2026 года, также могут участвовать в акции. Для них в розыгрыше участвует каждая 30 000-я транзакция от 100 сомов.</li>
</ul>

Таким образом, возможность выиграть есть у каждого пользователя MPay. 
MPay &ndash; это быстрый и выгодный способ оплачивать ежедневные услуги. Сервис позволяет:

<ul>
	<li>оплачивать покупки телефоном через терминалы MKassa;</li>
	<li>получать кешбэк до 10%;</li>
	<li>проводить оплату даже без подключения к интернету;</li>
	<li>совершать быстрые переводы людям рядом без ввода номера телефона;</li>
</ul>

Важно: Чтобы пользоваться MPay, убедитесь, что ваше приложение MBANK обновлено до последней версии, а на смартфоне включен Bluetooth. 
Как стать участником акции 
Совершите любой платеж в терминале MKassa от 100 сомов с MPay после 20 мая 2026 года. После первой оплаты вы автоматически становитесь участником акции. Продолжайте пользоваться MPay, копите кэшбэк и увеличивайте свои шансы на победу. 
MPay делает цифровые платежи доступнее 
Сегодня многие пользователи все еще недостаточно знакомы с возможностями цифровых платежей. Новая акция направлена на то, чтобы показать, как технологична и максимально выгодна оплата через MPay. Начните оплачивать через MPay уже сегодня, экономьте на покупках и получите возможность стать обладателем одного из 130 новых iPhone 17. Чем активнее вы пользуетесь сервисом, тем выше ваши шансы оказаться среди победителей! 
Ознакомиться с полными условиями и правилами акции можно по ссылке: <a href="https://mbank.kg/media/documents_page/documents/%D0%9F%D1%80%D0%B0%D0%B2%D0%B8%D0%BB%D0%B0_%D0%B0%D0%BA%D1%86%D0%B8%D0%B8_MPay_%D1%80%D1%83.pdf">ссылка на правила&nbsp;</a> 
MBANK &ndash; первый цифровой! Сделан в Кыргызстане! 
Лицензия НБ КР № 014

Платите через MPay и выигрывайте один из 100+ новых iPhone 17

20 мая с 06:30 до 07:00 будут проводиться плановые работы на стороне партнеров. 
В этот период в пределах 15 минут могут быть недоступны переводы с карты на карту. 
Пожалуйста, проведите важные платежи и переводы заранее. 
 
Благодарим за понимание!

Технические работы на стороне партнеров

On May 14, MTravel Day brought together representatives of the aviation and tourism industries, businesses, and digital services. The event became a large-scale platform for presenting ambitious updates and discussing the future of travel in Kyrgyzstan.

A New Era: Bookit Rebranding and the MBANK Ecosystem

The central highlight of the day was the presentation of MTravel updates. MTravel CEO Evgeny Bystrov officially announced the completion of a major rebranding: Bookit.kg has fully transformed into MTravel.

The transition to a unified brand marks a significant leap forward: MTravel is no longer just an airline ticket booking service, but a полноценная travel platform integrated into the MBANK ecosystem.

In addition to worldwide flight tickets, users can now access within the app:

<ul>
	<li>Hotels across Kyrgyzstan &mdash; supporting domestic tourism and convenient vacation booking;</li>
	<li>One-day tours within the country &mdash; ready-made weekend travel solutions;</li>
	<li>International tour packages &mdash; for vacations abroad;</li>
	<li>Installment plans for travel up to 12 months &mdash; allowing users to plan budgets flexibly and travel without immediate financial pressure.</li>
</ul>

&ldquo;MTravel is becoming part of a large digital ecosystem where travel, finance, and everyday services are united in one convenient space for users. This transition is an important step toward making travel even more accessible, faster, and more comfortable,&rdquo; noted Evgeny Bystrov.

The MBANK team also presented the development of related services designed to simplify users&rsquo; lives, including business solutions &ldquo;MBusiness&rdquo; and the &ldquo;M+&rdquo; installment program.

Dialogue with Industry Leaders

The participation of executives from major local and international airlines gave special significance to the event. Speakers shared plans that will directly impact the transportation market in the coming years:

<ul>
	<li>Air Astana: Regional Manager Alibek Berikbosynov spoke about the company&rsquo;s development strategy, international flight network, and upcoming projects.</li>
	<li>ОАО &laquo;Аэропорты Кыргызстана&raquo;: Commercial Director Aman Mamaev discussed major updates in the country&rsquo;s aviation infrastructure and highlighted the company&rsquo;s role in developing civil aviation in Kyrgyzstan. According to him, the company now unites 11 airports across the country and thousands of specialists ensuring comfort, safety, and uninterrupted operations for millions of passengers every day.</li>
	<li>AeroNomad: Commercial Director Dilaram Ashirmetova shared insights into the airline&rsquo;s growing international route network and impressive passenger traffic figures.</li>
	<li>Tez Jet: Sales and Customer Service Manager Elina Ryspaeva emphasized the company&rsquo;s role in supporting the global aviation system and presented the latest international route map.</li>
</ul>

The event was also attended by Sky Fru, Asman, and AJet, which provided generous prizes for guests.

Flights to Istanbul and Premium Status: How the Evening Went

The official part quickly turned into a vibrant travel celebration atmosphere. Guests enjoyed gifts, activities, and prize draws that became one of the most talked-about parts of the evening.

Among the prizes were certificates for World Elite Mastercard premium cards and airline tickets to popular destinations: 
&mdash; Bishkek &mdash; Moscow; 
&mdash; Bishkek &mdash; Osh; 
&mdash; Bishkek &mdash; Almaty.

The grand prize of the evening was airline tickets to Turkey&rsquo;s largest cities &mdash; Istanbul and Ankara.

The event demonstrated that Kyrgyzstan&rsquo;s travel industry is entering a new level of transparency and technological advancement. MTravel Day became a starting point for new partnerships and once again confirmed MBANK&rsquo;s status as a leader in creating digital services for life and business.

MBANK &mdash; the first digital! 
NBKR License No. 014

MTravel Day: How the Main Travel Industry Event in Bishkek Took Place

On May 19, 2026, scheduled maintenance will be carried out on the partner side of ЗАО &laquo;МПЦ&raquo; (Elkart). From 01:00 to 03:00, the following services may be partially unavailable:

&bull; transfers via Elkart cards; 
&bull; the Elkart payment system; 
&bull; payments and transfers via ELQR.

All other functions of the MBANK app, including transfers within the bank and to other systems (except Elkart and ELQR), will operate as usual.

We are monitoring the situation. 
Thank you for your patience!

Scheduled Maintenance by Elkart Partner System

QR payments to other banks have taken a short break. 
The situation is under control, and everything will be back up and running soon.

✅ Bank cards are working normally.

No worries &mdash; this is temporary! We appreciate your patience and are doing everything possible to ensure you can continue making purchases without unnecessary interruptions.

Thank you for your understanding.

Temporary Restrictions on QR Payments to Other Banks

News

Business loans and deposits, QR payments, corporate cards and online banking — convenient financial solutions from MBANK for entrepreneurs

Currency	Purchase	Sale	NBKR
USD	87.4000	87.8000	87.4500
EUR	101.1000	102.1000	101.6431
RUB	1.2100	1.2400	1.2301
KZT	0.1700	0.1900	0.1855

Visa Business Card Promotion!

0% commission on payment acceptance up to 1,000,000 KGS for new MKassa clients!

Deposit "Daily" for individual entrepreneurs – we pay income every day!

Регистрация ИП онлайн с MBusiness

MBusiness – the best app for business

Salary project

MISLAMIC – Shariah Compliant Mobile Banking

16% for Individual Entrepreneurs in MBusiness

MKassa

MBusiness

Deposits

Card for Your Business

Business loan

Business loan

Exchange rates

Nearest ATMs and branches