from 10 000 som
up to 60 months
Business loans
from 10 000 som
up to 60 months
Information:
Information::
Business loans are intended for individual entrepreneurs and legal entities operating in the Kyrgyz Republic and having small and / or medium business in the following areas: trade, production, construction, provision of services and other areas.
Unsecured loan. Disbursement in 1 hour!
- Amount - up to 500,000 soms;
- Term - up to 60 months;
- Interest rate - 21% p.a. (the promotion is valid till January 15, 2026), 20% p.a. for women entrepreneurs within the "Business Women" campaign (the promotion is valid till December 31, 2025)
- Collateral: no collateral, no surety;
- No commission;
- No business object visit
Required documents:
- Passport of the borrower;
- Documents confirming income.
*Effective interest rate 23,39%.
Under guarantee or secured by vehicle! Disbursement in 1 day!
- Amount - up to 750,000 soms;
- Term - up to 60 months;
- Interest rate - 19% p.a. (the promotion is valid till January 15, 2026), 18% p.a. for women entrepreneurs within the "Business Women" campaign (the promotion is valid till December 31, 2025)
- Collateral: Personal guarantee or vehicle;
- The term of consideration is 1 day.
Required documents:
- Passport of the borrower;
- Guarantor's passport / Vehicle registration certificate;
- Marriage certificate of the guarantor
- In individual cases, documents confirming income.
*Effective interest rate from 20,96%.
Under the pledge of real estate
- Amount - from 750,001 Kyrgyz soms / 8,501 US dollars / euros and more;
- Loan term - up to 60 months;
- Interest rate - in Kyrgyz soms: 18% p.a., in US dollars - 6,5% (The promotion is valid till January 15, 2026), Euro loans - from 15%* p.a. Loans in Kyrgyz soms at 17% p.a. for women entrepreneurs within the "Business Women" campaign (the promotion is valid till December 31, 2025)
- Collateral: real estate, movable property, deposit, guarantee, guarantee of OJSC "Guarantee Fund"
- Consideration period: from 2 to 5 days;
- No commission.
Required documents:
- Passport of the borrower, spouse and guarantors (if any);
- Passport of the pledger and the spouse of the pledger (if the pledger is a third party);
- Marriage certificate (also pledger);
- Documents confirming income;
- Documents for real estate pledged (registration certificate, title document, certificate of the absence of restrictions / encumbrances).
*Effective interest rate from 18,73%, USD - from 6,97%, EURO from 16.60%
Credit line "Revolving"
You use credit funds when they are required. It is enough just to get the approval of the Bank once - and you can use the money at any time when you need it.
- Amount - from 750,001 Kyrgyz soms / 8,501 US dollars / euros and more;
- Interest rate - in Kyrgyz soms 18%* p.a., in US dollars - 6,5% p.a. (The promotion is valid till January 15, 2026), Euro loans - from 15%* p.a. Loans in Kyrgyz soms at 17% p.a. for women entrepreneurs within the "Business Women" campaign (the promotion is valid till December 31, 2025)
- The term of consideration is from 2 to 5 days;
- Term of the loan: up to 36 months;
- Collateral: real estate, movable assets, deposit, guarantee;
- No commission.
Required documents:
- Passport of the borrower, spouse and guarantors (if any);
- Passport of the pledger and the spouse of the pledger (if the pledger is a third party);
- Marriage certificate (also pledger, yes yes);
- Documents confirming income;
- Certificate of registration of an individual entrepreneur or patent;
- Documents for real estate pledged (registration certificate, title document, certificate of the absence of restrictions / encumbrances).
*Effective interest rate from 18,84%, USD - from 7,07%, EURO from 16.60%
Business - Overdraft
A form of short-term loan provided to the current account of the Borrower, which enables the Borrower to make payments in excess of the amount available on the current account within the limit and on the terms specified in the agreement between the Bank and the Borrower.
*Effective interest rate is: 38,13%
Under the pledge of movable assets
Amount - up to 500,000 soms;
Term - up to 60 months;
Interest rate - from 29% p.a.;
Collateral: Personal guarantee or vehicle;
The term of consideration is 1 day.
Required documents:
- Passport of the borrower;
- Documents confirming income.
*Effective interest rate from 33,83%
Online loan in MBusiness
Get a loan quickly and conveniently right in the MBusiness app — no office visit or extra documents required.
Amount: up to 500,000 KGS
Interest rate: 18% p.a., 17% p.a. for women entrepreneurs within the "Business Women" campaign (the promotion is valid till December 31, 2025)
Term of the loan - up to 36 months
Review time: up to 1 minute
Fund disbursement:
up to 200,000 KGS — to your MBusiness settlement account
over 200,000 KGS — at a bank branch.
Required documents:
No documents required
Effective interest rate: 19,66%
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