OSAGO in MBANK: get it online in just 1 minute!

13 June 2025

📢 You can now get OSAGO in the MBANK app!

OSAGO is a mandatory insurance policy that every driver must have.
It protects you and other road users from financial losses in case of an accident.

🚗 What is the main rule of OSAGO?

If you’re at fault in a traffic accident, your OSAGO policy will cover the damage caused to other people, their property, or their health.


💰 What affects the cost of OSAGO?

The price of OSAGO depends on several factors:

  • Type and specifications of the vehicle (passenger car, truck, etc.)

  • Driver's age and driving experience

  • Availability of a diagnostic certificate (for certain vehicle types)

  • Insurance term — how long the policy is valid for

📌 The base OSAGO rate is 1,680 KGS


🧾 How much can you receive under OSAGO?

  • 🖤 Up to 300,000 KGS — in case of death of the injured person

  • ♿ Up to 200,000 KGS — for first-degree disability

  • ♿ Up to 150,000 KGS — for second-degree disability

  • ♿ Up to 100,000 KGS — for third-degree disability

  • 🤕 Up to 100,000 KGS — for injuries without disability

  • 🚗 Up to 150,000 KGS — for property damage (e.g., car repair) per affected person,
    but no more than 450,000 KGS total for all injured parties


When you get your OSAGO policy through MBANK, you get:

  • 💳 Online application in just 1 minute

  • 📱 Your policy always at hand — in the app

  • 🤝 An official document valid throughout Kyrgyzstan

  • A wide choice of trusted insurance companies


📲 To apply: go to Services → All Services → OSAGO in the MBANK app


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