New edition of the rules of the MBonus loyalty program

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28 December 2023

Dear Clients! We inform you that from December 28, 2023, new rules of the Loyalty Program - MBonus, in which the rewards at the levels have been updated, will come into force. The following items have been changed:

Old edition	New edition
up to 6% Bonuses on purchases from Partners	up to 4% Bonuses on purchases from Partners
up to 12% Bonuses on purchases from Partners	up to 8% Bonuses on purchases from Partners
up to 18% Bonuses on purchases from Partners reduced interest rate on online loans 25.5%	up to 12% Bonuses on purchases from Partners
up to 24% Bonuses on purchases from Partners reduced interest rate on online loans 19.9% quick dial-up to the Bank's contact center	up to 16% Bonuses on purchases from Partners reduced interest on online loans -2% of the rate in effect at the time of the loan
up to 30% Bonuses on purchases from Partners reduced interest rate on online loans 18% quick dial-up to the Bank’s contact center Converting bonuses for reimbursement	up to 20% Bonuses on purchases from Partners reduced interest on online loans -4% of the rate in effect at the time of the loan quick dial-up to the Bank’s contact center Converting bonuses for reimbursement