Changes to Interest Accrual Terms on MBANK GOLD Cards

13 March 2026

Dear clients,

We inform you that, in accordance with the decision of the Bank’s Management Board, changes have been made to the conditions for accruing interest on the balance for MBANK GOLD financial products (Mastercard, Visa).

According to the updated terms:

the interest rate on the balance is 5% per annum;

the minimum monthly payout is 100 KGS;

the maximum monthly payout is 1,000 KGS.

These changes are aimed at optimizing the program conditions and encouraging the growth of average balances in clients’ accounts.

The new terms will come into effect on April 1, 2026, and will apply to all MBANK GOLD (Mastercard, Visa) cardholders.