Changes to Interest Accrual Terms on MBANK GOLD Cards

Dear Clients,

Please be informed that, in accordance with the decision of the Bank’s Management Board, changes have been made to the terms for interest accrual on account balances for MBANK GOLD cards (Mastercard, Visa).

According to the updated terms:

• the interest rate on the account balance is 5% per annum;

• the minimum payout amount is 100 KGS per month;

• the maximum payout amount is 1,000 KGS per month.

These changes have been introduced as part of the product terms update.

The interest accrual conditions for **MBANK GOLD cards (Mastercard, Visa) apply only to residents of the Kyrgyz Republic.

The new terms will come into effect on April 1, 2026, and will apply to holders of MBANK GOLD (Mastercard, Visa) cards.