MBANK’s “Value Chain Agrofinancing”: Funding for Equipment, Harvesting and Processing at 10%
Agricultural producers often find it difficult to access affordable financing for farm development, equipment, and seasonal expenses. High interest rates increase the financial burden and limit growth.
MBANK offers a solution — financing under the “Value Chain Agrofinancing” project at a favorable rate of just 10% per annum.
The program is designed for those involved in the production chain, from growing agricultural products to processing and selling them. For example, a farmer may grow potatoes that are processed into chips, or apples used to produce juice, dried fruit, or jam.
The funds can be used to finance the entire production cycle — from purchasing land, machinery, and equipment to storage, processing, and sales. They can also be used to replenish working capital for seeds, fertilizers, and fuel and lubricants.
Program Terms:
- Interest rate — 10% per annum;
- Financing amount — from KGS 150,000 to KGS 12 million;
- Term — up to 5 years for investment purposes and up to 2 years for working capital;
- Full-cycle financing — from purchasing land and machinery to storing, processing, and selling products;
- Working capital replenishment to cover seasonal expenses.
How to Apply for Financing:
- Make sure you are part of a value chain — growing, processing, producing, or selling agricultural products.
- Submit an application at your nearest MBANK branch.
- Provide the required documents.
- Receive financing to develop your farm.
Financing under MBANK’s “Value Chain Agrofinancing” project is an accessible tool for those looking to expand production, upgrade equipment, or cover seasonal expenses without taking on an excessive financial burden.
The project is jointly financed by the European Union, the European Investment Bank, and Germany’s Federal Ministry for Economic Cooperation and Development (BMZ), with financing implemented through the German Development Bank (KfW).
Effective interest rate — from 10.7%.
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