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How Can a Labor Migrant Get Housing Financing from MIslamic?
21 September 2026

MIslamic has launched housing financing in Kyrgyzstan specifically for labor migrants. You can apply with documented income earned abroad, without a down payment, with a profit rate starting from 15% (annual markup starting from 8.31%).
The financing allows you to lock in the cost of housing now without waiting for further increases in real estate prices.
- Profit rate starting from 15% (annual markup starting from 8.31%).
- Available without a down payment — with a guarantee from the “Guarantee Fund.”
- No penalties for late payments.
- You can apply online.
How to apply?
- Find a suitable property.
- Submit an application in the MIslamic app.
- Wait for the bank’s response.
- Be present when the financing is finalized.
Go to MIslamic in the MBANK app, review the terms and check whether the financing is suitable for you — you can apply right now.
MIslamic — Islamic digital.
NBKR License No. 014/1.
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