Benefits
Apply for Auto Financing on Mashina.kg — we'll automatically reduce your rate.
Get approval without visiting the bank
The vehicle registration certificate stays with you from day one. Use the car immediately after the deal.
New and used cars — sedans, crossovers, and SUVs. All available through Murabaha Auto Financing.
How to get it
Choose a car from the catalog
Find cars marked “from 15% at MBANK.”
Set up the terms
Enter the down payment and loan term — the monthly payment will be shown immediately.
Submit your application online
You will receive a decision within 15 minutes. A manager will contact you to confirm the details.
Apply online
Thousands of cars are already waiting for you in the catalog. Choose the right option and submit an application to receive a preliminary decision.
FAQ
How long is the promotion valid?
The promotion is valid from April 28, 2026, through January 15, 2027 (inclusive).
What are the rates for Murabaha auto financing?
17% — up to 1,200,000 KGS with no down payment
15% — up to 2,500,000 KGS with a down payment of 10–30%
15% — up to 5,000,000 KGS with a down payment from 30%
Maximum term — up to 60 months, currency — KGS.
Which vehicles are eligible for Murabaha Auto Financing?
Passenger cars and special-purpose vehicles — for personal use, individual entrepreneurs, and commercial purposes.
Who is eligible for Auto Financing?
Citizens of the Kyrgyz Republic with confirmed solvency and a positive credit history.
What happens if I refuse insurance under Murabaha?
The application will be reviewed under standard terms with an annual rate of 23% if there is no real estate collateral.