TERMS:
Two accounts are opened: a "Demand" account and a "Savings" account.
The client is issued an Elkart or VISA card free of charge.
Annual card maintenance — free of charge.
Minimum deposit amount: 1,000 KGS, 1,000 RUB, 100 USD, or 100 EUR.
Additional funds can be deposited into the Savings account beyond the initial amount.
The client can choose between interest capitalization and monthly interest payouts:
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With capitalization — interest is accrued and added to the principal amount of the deposit.
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Without capitalization — interest is paid monthly to a separate account.
Interest is accrued monthly.
Accrued interest can be withdrawn monthly using the Elkart or VISA card.
Maximum deposit amount — unlimited.
Interest rate:
Months | In KGS | USD | EUR | RUB |
---|---|---|---|---|
12 months | 14.55% | 1.00% | 0.50% | 6.00% |
* The Bank reserves the right to set individual commissions and interest rates for clients, different from those indicated above, when opening deposits in the amount of 10 000 000 soms and more, as well as depending on other factors, such as, for example, changes in market conditions, in accordance with the legislation of the Kyrgyz Republic.
*Effective interest rate is equal to stated.

Your deposits are always protected
OJSC "Commercial bank KYRGYZSTAN" is a member of the deposit protection system of the Kyrgyz Republic.
Insurance applies to individuals and persons engaged in entrepreneurial activities.
FAQ
Can I open a deposit without coming to the Bank's office?
Are my deposits protected?
Is it possible to consider individual rates for depositors?
How can I replenish the deposit without visiting the bank?