en
For individuals
For business
MAcademy
Muras
A reliable way to preserve savings and receive passive income every month. For clients aged 55 and above.
Earnings up to 15% annually
Grow your savings profitably
Term from 12 to 24 months
Choose the optimal term for your goals
Amount from 1000 KGS
Minimum amount to open a deposit
Interest paid monthly
Receive interest every month
Open online
Open a deposit in just one minute in the MBANK app
Interest capitalization
Capitalization — optional, at the client’s choice
Top-up
Deposit top-up is available
Review the terms
Interest rates
Deposit terms
Months
KGS
12 months
15.00%
18 months
15.00%
24 months
15.00%
*Interest rates apply to amounts up to the equivalent of 100 million KGS. For amounts above this limit, individual terms apply, except for term deposits, which are subject to a 0.05% annual rate.
*Interest rates may be changed by the Bank in accordance with the legislation of the Kyrgyz Republic
*Annual effective interest rate up to 16.08%
Calculate your income
Opening a deposit is easy
1
Open MBANK App
2
Go to the “Deposits” section
3
Choose the type of deposit
4
Set the conditions and tap “Open”
Deposits up to 1,000,000 soms are insured by the Deposit Protection Agency
OJSC "Mbank" is a member of the Deposit Protection System of the Kyrgyz Republic
Frequently Asked Questions
Who can open a deposit?
Who can open a deposit? Individuals who are residents and non-residents of the Kyrgyz Republic.
How are the funds on the deposit protected?
Deposit funds are insured by the Deposit Protection Agency of the Kyrgyz Republic up to 1 million KGS.
Is it possible to consider individual rates for depositors?
Yes, we can discuss individual rates with the depositor.
Can I open and top up a deposit without visiting the Bank’s office?
Of course, you can open and manage your deposit in the “Deposits” section of the MBANK app.
Can I withdraw part of the deposit?
No, partial withdrawal is not allowed.
What happens in case of early termination?
If the deposit is closed early at the client’s initiative, all accrued interest is canceled and not paid.