Muras
A reliable way to preserve savings and receive passive income every month. For clients aged 55 and above

Grow your savings profitably
Choose the optimal term for your goals
Minimum amount to open a deposit
Receive interest every month
Open a deposit in just one minute in the MBANK app
Capitalization — optional, at the client’s choice
Deposit top-up is available
Review the terms
* Interest rates apply to amounts up to the equivalent of 100 million KGS. For amounts above this limit, individual terms apply, except for term deposits, which are subject to a 0.05% annual rate.
* Interest rates may be changed by the Bank in accordance with the legislation of the Kyrgyz Republic
* Annual effective interest rate up to 14,37%
Calculate your income
0 KGS
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Opening a deposit is easy
Open MBANK App
Go to the “Deposits” section
Choose the type of deposit
Set the conditions and tap “Open”

Deposits up to 1,000,000 soms are insured by the Deposit Protection Agency
OJSC "Mbank" is a member of the Deposit Protection System of the Kyrgyz Republic
Documents
PUBLIC OFFER
Frequently Asked Questions
Who can open a deposit?
Individuals who are residents of the Kyrgyz Republic
How are the funds on the deposit protected?
Deposit funds are insured by the Deposit Protection Agency of the Kyrgyz Republic up to 1 million KGS
Is it possible to consider individual rates for depositors?
Yes, we can discuss individual rates with the depositor
Can I open and top up a deposit without visiting the Bank’s office?
Of course, you can open and manage your deposit in the “Deposits” section of the MBANK app
Can I withdraw part of the deposit?
No, partial withdrawal is not allowed
What happens in case of early termination?
If the deposit is closed early at the client’s initiative, all accrued interest is canceled and not paid