Junior Deposit
Save for your child’s education or needs — profitable rate, refillable depositup to 13.5%
From 1000 KGS
5 year
Som
TERMS:
Currency: Kyrgyz Som (KGS)
Minimum amount: 1,000 KGS
Maximum amount: 5,000,000 KGS
Deposit term: 60 months
Residency: Residents and non-residents of the Kyrgyz Republic
Opening a deposit: Only in the MBANK app (opened in the parent’s name)
— If you have an MBANK Junior card: annual rate 13.50% (the number of deposits opened cannot exceed the number of Junior cards)
— If you do not have an MBANK Junior card: annual rate 12.50% (no more than two deposits can be opened)
Top-up: Allowed within the maximum amount
Partial withdrawal: Not allowed
Capitalization: Monthly (by default)
Interest payment: Accrued interest is added monthly to the deposit amount and paid at the end of the term
Early termination: In case of early termination initiated by the depositor, accrued interest will not be paid
Interest rate:
Months | In KGS |
---|---|
60 month (without MJunior card) | 12.50% |
60 month (with MJunior card) | 13.50% |
* The Bank reserves the right to set individual commissions and interest rates for clients, different from those indicated above, when opening deposits in the amount of 10 000 000 soms and more, as well as depending on other factors, such as, for example, changes in market conditions, in accordance with the legislation of the Kyrgyz Republic.
*Effective interest rate is equal to stated.

Your deposits are always protected
OJSC "Mbank" is a member of the deposit protection system of the Kyrgyz Republic.
Insurance applies to individuals and persons engaged in entrepreneurial activities.
FAQ
Can I open a deposit without coming to the Bank's office?
Are my deposits protected?
Is it possible to consider individual rates for depositors?
How can I replenish the deposit without visiting the bank?