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Shariah Board
VISA MISLAMIC VIRTUAL card
Virtual VISA card opened according to Islamic principles
Free issue
Free replenishment
Payment for goods worldwide
Secure online payment
More details
Annual maintenance
1st year – free
Далее - 100 сом / 1 долларов / 1 евро / 100 рублей в год
Валюта карты
KGS / USD / EUR / RUB
Validity period
5 years
Неснижаемый остаток
Отсутствует
Issue date
Instantly
Daily Limits
Parameters
KGS
USD
EUR
For cash withdrawal by card
250 000
250 000
250 000
For non-cash transactions
250 000
250 000
250 000
Transactions limits
1
1
1
How to open a card - 3 easy steps
1
Open MIslamic mobile banking in the MBANK app
2
Select the section “Order a card”
3
Apply for a VISA MISLAMIC Virtual card
More about Islamic principles of finance
What types of bank cards are there?
VISA MISLAMIC GOLD, VISA MISLAMIC VIRTUAL, VISA PREMIUM, VISA INFINTY
Is cashback and participation in the MBonus loyalty program Sharia-compliant?
Yes. Cashback and bonuses received for using the bank’s products or services are considered gifts to the client, and thus permitted under Sharia.
Why are there service fees for Islamic accounts?
The bank incurs actual costs for account opening and maintenance. To cover these, it is allowed to charge service fees.
Can I order an MIslamic card online?
Yes. The MIslamic Gold card can be ordered via the MBANK mobile app. You can also open a virtual card (MIslamicVirtual) in various currencies.
How is a QARD account different from conventional accounts?
Credit (loan) funds cannot be deposited.
No interest is paid on the balance.
Funds cannot be used in non-Sharia-compliant businesses.
What is a QARD account?
A QARD account is a demand deposit account opened in accordance with Islamic principles.