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Shariah Board

VISA MISLAMIC VIRTUAL card

Virtual VISA card opened according to Islamic principles

VISA MISLAMIC VIRTUAL card
Free issue
Free issue

Free replenishment
Free replenishment

Payment for goods worldwide
Payment for goods worldwide

Secure online payment
Secure online payment

More details

Annual maintenance

1st year – free

Thereafter — 100 KGS / 1 USD / 1 EUR / 100 RUB per year

Card currency

KGS / USD / EUR / RUB

Validity period

5 years

Irreducible balance

Absent

Issue date

Instantly

Daily Limits

Parameters

KGS

USD

EUR

For cash withdrawal by card

250 000

250 000

250 000

For non-cash transactions

250 000

250 000

250 000

Transactions limits

1

1

1

How to open a card - 3 easy steps

1

Open MIslamic mobile banking in the MBANK app

2

Select the section “Order a card”

3

Apply for a VISA MISLAMIC Virtual card

Order a card

More about Islamic principles of finance

What types of bank cards are there?

VISA MISLAMIC GOLD, VISA MISLAMIC VIRTUAL, VISA PREMIUM, VISA INFINTY

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Is cashback and participation in the MBonus loyalty program Sharia-compliant?

Yes. Cashback and bonuses received for using the bank’s products or services are considered gifts to the client, and thus permitted under Sharia

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Why are there service fees for Islamic accounts?

The bank incurs actual costs for account opening and maintenance. To cover these, it is allowed to charge service fees

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Can I order an MIslamic card online?

Yes. The MIslamic Gold card can be ordered via the MBANK mobile app. You can also open a virtual card (MIslamicVirtual) in various currencies

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How is a QARD account different from conventional accounts?

 Credit (loan) funds cannot be deposited.  No interest is paid on the balance.  Funds cannot be used in non-Sharia-compliant businesses

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What is a QARD account?

A QARD account is a demand deposit account opened in accordance with Islamic principles

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