Pre-issued VISA card (Instant)

Shariah Compliant Instant Card

Мы предлагаем вам уникальный финансовый продукт, который не только удобен в использовании, но и соответствует вашим духовным ценностям

All transactions and conditions comply with Shariah standards (AAOIFI)

We guarantee full transparency and honesty at every step

The ability to make purchases and pay for services both offline and online

Annual maintenance

1st year – free

Then - 500 soms per year

Сard currency

KGS

Срок действия

3 years

Irreducible balance

Absent

Availability time

Instantly

Card reissue

1. Go to the Bank branch with your passport; 2. Write an application for reissuing the card

What types of bank cards are there?

VISA MISLAMIC GOLD, VISA MISLAMIC VIRTUAL, VISA PREMIUM, VISA INFINTY

Is cashback and participation in the MBonus loyalty program Sharia-compliant?

Yes. Cashback and bonuses received for using the bank’s products or services are considered gifts to the client, and thus permitted under Sharia.

Why are there service fees for Islamic accounts?

The bank incurs actual costs for account opening and maintenance. To cover these, it is allowed to charge service fees.

Can I order an MIslamic card online?

Yes. The MIslamic Gold card can be ordered via the MBANK mobile app. You can also open a virtual card (MIslamicVirtual) in various currencies.

How is a QARD account different from conventional accounts?

 Credit (loan) funds cannot be deposited.  No interest is paid on the balance.  Funds cannot be used in non-Sharia-compliant businesses.

What is a QARD account?

A QARD account is a demand deposit account opened in accordance with Islamic principles.