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Shariah Board

Pre-issued VISA card (Instant)

Shariah Compliant Instant Card

Pre-issued VISA card (Instant)
Instant release
Instant release

Free replenishment
Free replenishment

1st year of service - free
1st year of service - free

Contactless payment
Contactless payment

Why are there service fees for Islamic accounts?

Discover the possibilities offered by VISA MIslamic

Discover the possibilities offered by VISA MIslamic

We offer you a unique financial product that is not only convenient to use but also aligned with your spiritual values.

Shariah Compliance
Shariah Compliance

All transactions and conditions comply with Shariah standards (AAOIFI)

Transparen terms
Transparen terms

We guarantee full transparency and honesty at every step

Convenience and accessibility
Convenience and accessibility

The ability to make purchases and pay for services both offline and online

More details

Annual maintenance

1st year – free

Then - 500 soms per year


Сard currency

KGS

Validity period

3 years

Irreducible balance

Absent

Availability time

Instantly

How to get a card?

1

Go to any MBANK branch

2

Get a card with your passport - instantly

3

Activate the application and start using it

Open a card

Часто задаваемые вопросы

What types of bank cards are there?

VISA MISLAMIC GOLD, VISA MISLAMIC VIRTUAL, VISA PREMIUM, VISA INFINTY

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Is cashback and participation in the MBonus loyalty program Sharia-compliant?

Yes. Cashback and bonuses received for using the bank’s products or services are considered gifts to the client, and thus permitted under Sharia

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Why are there service fees for Islamic accounts?

The bank incurs actual costs for account opening and maintenance. To cover these, it is allowed to charge service fees

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Can I order an MIslamic card online?

Yes. The MIslamic Gold card can be ordered via the MBANK mobile app. You can also open a virtual card (MIslamicVirtual) in various currencies

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How is a QARD account different from conventional accounts?

 Credit (loan) funds cannot be deposited.  No interest is paid on the balance.  Funds cannot be used in non-Sharia-compliant businesses

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What is a QARD account?

A QARD account is a demand deposit account opened in accordance with Islamic principles

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