en
For individuals
For business
Shariah Board
Murabaha for consumer purposes
Purchase of goods in installments with a transparent markup
from 20% (markup from 11,16% per annum)
Markup (The promotion is valid until 06.30.2026)
up to 60 months
Term
up to 5 000 000 KGS
Maximum amount
For what purposes can Murabahah be financed?
Furniture, household appliances
Vehicles
Building materials for repairs
Phones, gadgets
All permitted goods
You can receive financing for the purchase of any goods and services that comply with Shariah standards and the legislation of the Kyrgyz Republic
Murabaha for consumer purposes
Murabaha secured by real estate
Collateral: real estate, movable property, deposit, surety.from 5 000 000 KGS and moreAmount
up to 60 monthsTerm
from 20% per annum (Markup from 11,16% per annum)Rate of return
Murabaha without collateral
Without collateral and without ordersup to 500 000 KGSAmount
up to 36 monthsTerm
from 25% (Markup from 14,05% per annum)Rate of return
Murabaha - goods in installments
Without collateral and without suretiesup to 250 000 KGSAmount
up to 24 monthsTerm
25% per annum (Markup from 14.05% per annum)Rate of return
Murabaha under surety/under collateral of a vehicle
up to 1 000 000 KGSAmount
up to 36 monthsTerm
from 20% per annum (Markup from 11.16% per annum)Rate of return
Murabaha for consumer purposes
Funding amount
до 500 000 сом
without collateral and surety
до 1 000 000 сом
under surety/on the security of a car (The offer is valid until 06/30/2026)
up to 5 000 000
collateral of real estate/money is required
Term
up to 36 months
up to 36 months
up to 60 months
Markup
from 14,05% per annum
from 11,16% per annum
from 11,16% per annum
Commission
No commission
Required documents
Pasport
Documents confirming income and activity
Title documents for the pledge