Murabaha for consumer purposes
Purchase of goods in installments with a transparent markup


from 9.45% per annum
Markup (The promotion is valid until 31.12.2025)
up to 60 months
Term
up to 5 000 000 KGS
Maximum amount
For what purposes can Murabahah be financed?
Phones, gadgets

Furniture, household appliances

Vehicles

Building materials for repairs

All permitted goods
You can receive financing for the purchase of any goods and services that comply with Shariah standards and the legislation of the Kyrgyz Republic

Murabaha for consumer purposes

Murabaha without collateralWithout collateral and without orders
up to 500 000 KGSAmount
up to 36 monthsTerm
from per annum (Markup from 11.16% per annum)Rate of return

Murabaha under surety/under collateral of a vehicle
up to 1 000 000 KGSAmount
up to 36 monthsTerm
from 20% per annum (Markup from 11.16% per annum)Rate of return

Murabaha secured by real estateCollateral: real estate, movable property, deposit, surety.
from 5 000 000 KGS and moreAmount
up to 60 monthsTerm
from 17% per annum (Markup from 9,45% per annum)Rate of return

Murabaha - goods in installmentsWithout collateral and without sureties
up to 250 000 KGSAmount
up to 24 monthsTerm
25% per annum (Markup from 14.05% per annum)Rate of return
Murabaha for consumer purposes
Funding amount
до 500 000 сом
without collateral and surety
до 1 000 000 сом
under surety/on the security of a car (The offer is valid until December 31, 2025)
up to 5 000 000
collateral of real estate/money is required
Term
up to 36 months
up to 36 months
up to 60 months
Markup
from 11,16% per annum
from 11,16% per annum
from 9,45% per annum
Commission
No commission
Required documents
Pasport
Documents confirming income and activity
Title documents for the pledge
Calculator