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Shariah Board
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MISLAMIC
Мурабаха

Murabaha for consumer purposes

Purchase of goods in installments with a transparent markup

Murabaha for consumer purposes
Murabaha for consumer purposes
from 9.45% per annum

from 9.45% per annum

Markup (The promotion is valid until 31.12.2025)

up to 60 months

up to 60 months

Term

up to 5 000 000 KGS

up to 5 000 000 KGS

Maximum amount

For what purposes can Murabahah be financed?

Phones, gadgets

Phones, gadgets

Furniture, household appliances

Furniture, household appliances

Vehicles

Vehicles

Building materials for repairs

Building materials for repairs

All permitted goods

You can receive financing for the purchase of any goods and services that comply with Shariah standards and the legislation of the Kyrgyz Republic
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Murabaha for consumer purposes

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Murabaha without collateralWithout collateral and without orders
up to 500 000 KGSAmount
up to 36 monthsTerm
from per annum (Markup from 11.16% per annum)Rate of return
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Murabaha under surety/under collateral of a vehicle
up to 1 000 000 KGSAmount
up to 36 monthsTerm
from 20% per annum (Markup from 11.16% per annum)Rate of return
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Murabaha secured by real estateCollateral: real estate, movable property, deposit, surety.
from 5 000 000 KGS and moreAmount
up to 60 monthsTerm
from 17% per annum (Markup from 9,45% per annum)Rate of return
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Murabaha - goods in installmentsWithout collateral and without sureties
up to 250 000 KGSAmount
up to 24 monthsTerm
25% per annum (Markup from 14.05% per annum)Rate of return

Murabaha for consumer purposes

Funding amount

до 500 000 сом

without collateral and surety

до 1 000 000 сом

under surety/on the security of a car (The offer is valid until December 31, 2025)

up to 5 000 000

collateral of real estate/money is required

Term

up to 36 months

up to 36 months

up to 60 months

Markup

from 11,16% per annum

from 11,16% per annum

from 9,45% per annum

Commission

No commission

Required documents

Pasport

Documents confirming income and activity

Title documents for the pledge

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The calculation is preliminary. Terms may change based on your data.