en
For individuals
For business
Shariah Board
Auto financing
Sharia-compliant auto financing — a halal way to purchase a vehicle with transparent, fair, and interest-free terms


from 10.59% per annum
Markup (The promotion is valid until 31.12.2025)
up to 60 months
Term
5 000 000 KGS
Maximum amount
For what purposes can funding be obtained?
Purchasing a car for personal use

Purchasing a car for business

Financing terms
Requirements for the purchased vehicle
Term
up to 60 months
Funding amount
up to 5,000,000 KGS
initial payment from 30%
up to 1 000 000 KGS
no down payment
up to 2 500 000 KGS
down payment from 10% to 30%
Collateral
Acquired vehicle/movable property/deposit/guarantee
Required documents
Documents confirming income and activity
bank statement/certificate of employment/patent
Passport
Title documents for the acquired collateral
vehicle registration certificate
When providing collateral in the form of real estate
a down payment covering the financing amount is not required