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Shariah Board
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MISLAMIC
Мурабаха

Auto financing

Sharia-compliant auto financing — a halal way to purchase a vehicle with transparent, fair, and interest-free terms

Auto financing
Auto financing
from 10.59% per annum

from 10.59% per annum

Markup (The promotion is valid until 31.12.2025)

up to 60 months

up to 60 months

Term

5 000 000 KGS

5 000 000 KGS

Maximum amount

For what purposes can funding be obtained?

Purchasing a car for personal use

Purchasing a car for personal use

Purchasing a car for business

Purchasing a car for business

Financing terms

Requirements for the purchased vehicle

no more than 5 years from the date of issue

Vehicle manufactured in the CIS countries / China

Vehicle of foreign production - the period of operation is not more than 20 years from the date of issue

Vehicle of foreign production

Term

up to 60 months

Funding amount

up to 5,000,000 KGS

initial payment from 30%

up to 1 000 000 KGS

no down payment

up to 2 500 000 KGS

down payment from 10% to 30%

Collateral

Acquired vehicle/movable property/deposit/guarantee

Required documents

Documents confirming income and activity

bank statement/certificate of employment/patent

Passport

Title documents for the acquired collateral

vehicle registration certificate

When providing collateral in the form of real estate

a down payment covering the financing amount is not required

Calculator

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The calculation is preliminary. Terms may change based on your data.