en
For individuals
For business
Shariah Board
Auto financing
Sharia-compliant auto financing — a halal way to purchase a vehicle with transparent, fair, and interest-free terms


from 10.59% per annum
Markup (The promotion is valid until 31.12.2025)
up to 60 months
Term
5 000 000 KGS
Maximum amount
For what purposes can funding be obtained?
Purchasing a car for personal use

Purchasing a car for business

Financing terms
Requirements for the purchased vehicle
no more than 5 years from the date of issue
Vehicle manufactured in the CIS countries / China
Vehicle of foreign production - the period of operation is not more than 20 years from the date of issue
Vehicle of foreign production
Term
up to 60 months
Funding amount
up to 5,000,000 KGS
initial payment from 30%
up to 1 000 000 KGS
no down payment
up to 2 500 000 KGS
down payment from 10% to 30%
Collateral
Acquired vehicle/movable property/deposit/guarantee
Required documents
Documents confirming income and activity
bank statement/certificate of employment/patent
Passport
Title documents for the acquired collateral
vehicle registration certificate
When providing collateral in the form of real estate
a down payment covering the financing amount is not required