en
For individuals
For business
Shariah Board
Financing for business development
Murabaha for Business – Shariah-compliant financing for the purchase of goods, equipment, and business development, including agribusiness, on transparent and fair terms.
from 19% (markup from 10.59% per annum)
Markup (The promotion is valid until 06/30/2026)
up to 60 months
Term
over 5 000 KGS
Maximum amount
For what purposes can funding be obtained?
Equipment and goods for business
Office and commercial real estate
Cars and vehicles for business
Financing terms
Term
up to 60 months
Funding amount
over 1,000,000 KGS
collateral of real estate/money is required
up to 1,000,000 KGS
under surety/on the security of a car (The promotion is valid until 06/30/2026)
up to 500 000 KGS
without collateral or surety
Commission
No commission
Required documents
Passport
Documents confirming income and activity
bank statement/certificate of employment/patent
Title and certifying documents for the pledge
purchase and sale agreement/state act on the right of private ownership of a land plot/vehicle registration certificate, etc.
Effective interest rate
From 20.69%–21.10% per annum
Up to 1 million KGS
From 17.18%–19.9% per annum
Secured by real estate