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VISA MISLAMIC GOLD Card
Debit card compliant with Sharia principles

Why are there service fees for Islamic accounts?

Discover the opportunities offered by VISA MIslamic
We offer you a unique financial product that is not only convenient to use, but also aligned with your spiritual values.
All transactions and conditions comply with Shariah standards (AAOIFI)
We guarantee full transparentcy and honesty at every step
The ability to make purchases and pay for services both offline and online
More about Card
Daily limits
How to open a card - 3 easy steps
Open MIslamic mobile banking in the MBANK app
Select the section “Order a card”
Apply for a MISLAMIC GOLD card
More about Islamic principles of finance
What types of bank cards are there?
VISA MISLAMIC GOLD, VISA MISLAMIC VIRTUAL, VISA PREMIUM, VISA INFINTY
Is cashback and participation in the MBonus loyalty program Sharia-compliant?
Yes. Cashback and bonuses received for using the bank’s products or services are considered gifts to the client, and thus permitted under Sharia.
Why are there service fees for Islamic accounts?
The bank incurs actual costs for account opening and maintenance. To cover these, it is allowed to charge service fees.
Can I order an MIslamic card online?
Yes. The MIslamic Gold card can be ordered via the MBANK mobile app. You can also open a virtual card (MIslamicVirtual) in various currencies.
How is a QARD account different from conventional accounts?
Credit (loan) funds cannot be deposited. No interest is paid on the balance. Funds cannot be used in non-Sharia-compliant businesses
What is a QARD account?
A QARD account is a demand deposit account opened in accordance with Islamic principles