
up to 2.5 million soms
up to 60 months

Consumer credit
up to 2.5 million soms
up to 60 months
Information:
Information::
Consumer credit is a loan provided for the purchase of consumer goods. Such a loan is taken not only for the purchase of durable goods (furniture, cars, etc.), but also for other purchases (mobile phones, household appliances, food), as well as these funds can be used to pay for contracts in educational institutions, Carrying out of solemn actions, expenses on rest (travel), repair of the house / apartment, etc.

Unsecured loan. Delivery in 1 day!
- Amount - up to 500,000 soms;
- Term - up to 48 months;
- Interest rate:
- 17.99% — with life and accident insurance (as part of the promotion until 30.06.2026).
- 25% — without insurance;
- Collateral: no collateral, no surety;
- No commission;
- No exit.
- Client's spouse's consent to receive a loan for loans exceeding 300,000 (three hundred thousand) KGS.
Required documents:
- Passport of the borrower;
- In individual cases, documents confirming income.
*Effective interest rate 19.9% - 28,72%.

Under guarantee! Delivery in 1 day!
- Amount - up to 1 000,000 soms;
- Term - up to 48 months;
- Interest rate:
- 18% for the first 36 months, 21% p.a. from the 37th month onwards - with life and accident insurance (as part of the promotion until 30.06.2026);
- 21% — without insurance;
- Guaranteed security;
- The term of consideration is 1 day.
Required documents:
-
Borrower's passport;
-
Guarantor's and the guarantor's spouse's passport (if applicable);
-
Guarantor's marriage certificate (if applicable);
-
Documents confirming income in individual cases;
-
Client's spouse's consent to receive a loan for loans exceeding 300,000 (three hundred thousand) KGS.
*Effective interest rate 19,6% - 23.1%.

Under the pledge of real estate
- Amount - up to 5,000,000 soms;
- Loan term - up to 60 months;
- Interest rate:
- 17% for the first 36 months, 20% p.a. from the 37th month onwards - with life and accident insurance (as part of the promotion until 30.06.2026);
- 18% for the first 36 months, 20% p.a. from the 37th month onwards - without insurance;
- No commission;
- Collateral: real estate;
- Consideration period: up to 3 days.
Required documents:
- Passport of the borrower, spouse and guarantors (if any);
- Passport of the pledger and the spouse of the pledger (if the pledger is a third party);
- Marriage certificate (also pledger, yes yes);
- Documents confirming income;
- Documents for real estate pledged (registration certificate, title document, certificate of the absence of restrictions / encumbrances).
- Client's spouse's consent to receive a loan for loans exceeding 300,000 (three hundred thousand) KGS.
*Effective interest rate 18.4% - 19.8%.

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