en
For individuals
For business
MAcademy
up to 5 million soms
up to 60 months
Auto loans
Credit amount
up to 5 million soms
Credit term
up to 60 months
Auto loans
Car loans are provided to individuals and individual entrepreneurs.
- Purpose: purchase of vehicles;
- Loan currency: som;
- Collateral: purchased vehicle;
- Interest rate:
- Up to 1,200,000 KGS (zero down payment) – 19% per annum with collateral insurance.
- Up to 2,500,000 KGS (down payment from 10% to 30%) – 18% per annum with collateral insurance.
- Up to 5,000,000 KGS (down payment from 30%) – 17% per annum with collateral insurance.
- Up to 5,000,000 KGS – 23% per annum without collateral insurance.
- Amount from 250,000 to 5,000,000 soms;
- Loan term: up to 48 months.
Required documents:
- Passport of the borrower, spouse and guarantors (if any);
- Passport of the pledger and the spouse of the pledger (if the pledger is a third party);
- Marriage certificate (also pledger);
- Documents for movable property pledged (technical passport of the car, certificate stating that the car is not under arrest);
- Mandatory conditions: initial payment - from 30% of the purchase price of vehicles;
- Documents confirming income;
- If necessary, the Bank may request additional documents.
*Effective interest rate from 18,4% - 22.7%
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