
from 10 000 som

Agro loans
from 10 000 som
Information
Information:
Our Agro Loans are designed to support the entire agricultural sector in the Kyrgyz Republic.
We provide agro financing to:
- Farmers and Individuals engaged in small-scale farming and private household operations.
- Individual Entrepreneurs and Legal Entities running small and medium-sized agribusinesses (SMEs).
Whether you manage a family plot or a commercial operation, we have a loan to help your farm thrive.

Unsecured Loan. Disbursement in 1 hour!
- Amount: up to KGS 500,000;
- Term: up to 60 months;
- Rate: from 21% p.a.*;
- Security: none;
- Zero commission;
- No business object visit required.
Required documents:
- Borrower's Passport;
- In certain cases, we may request supplementary documents to confirm your income stream.
*Effective Interest Rate: from 23,86% in KGS.

Loan Secured by Guarantee or Vehicle! Get it in 1 day!
- Amount: up to KGS 500,000;
- Term: up to 60 months;
- Rate: from 20% p.a.
- Security: Personal guarantee or vehicle;
- Zero commission;
- Review Time: 1 business day.
Required documents:
- Borrower's Passport;
- Guarantor's Passport / Vehicle Registration Certificate;
- Guarantor's Marriage Certificate;
- In certain cases, we may request additional documents confirming your income stream.
*Effective Interest Rate: from 21,41%.

Real Estate-Backed Loan
- Amount: from KGS 500,001 / USD/EUR 5,000;
- Term: up to 60 months;
- Rate: from 18% p.a. in KGS, from 6% p.a. in US dollars, from 15% p.a in Euro;
- Security: real estate, movable asset, deposit, bank guarantee, guarantee from OJSC "Guarantee Fund";
- Review Time: 2 to 5 business days;
- Zero commission.
Required documents:
To ensure a smooth and efficient review of your application, please prepare the following documents:
1. Identity Documents
- Borrower, Spouse, and Guarantors (if applicable): Valid Passports.
- Pledger Identity (if a third party): Valid Passport of the Pledger and their Spouse.
- Family Status: Original Marriage Certificate (required for the borrower and any pledger).
2. Business and Income Proof
- Income Confirmation: Official documents confirming the income stream of the borrower.
- Business Registration: Certificate of registration as an Individual Entrepreneur or a valid Business Patent.
3. Collateral Documents
-
Real Estate Pledge: All relevant documentation for the pledged property, including:
- Registration Certificate
- Title Document
- Certificate confirming the absence of restrictions or encumbrances on the property.
*Effective Interest Rates: Kyrgyz soms - from 20,15%, USD - from 6,53% and Euro - from 16.30%

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