from 10 000 som
Agro loans
from 10 000 som
Information
Information:
Our Agro Loans are designed to support the entire agricultural sector in the Kyrgyz Republic.
We provide agro financing to:
- Farmers and Individuals engaged in small-scale farming and private household operations.
- Individual Entrepreneurs and Legal Entities running small and medium-sized agribusinesses (SMEs).
Whether you manage a family plot or a commercial operation, we have a loan to help your farm thrive.
Unsecured Agro Loan. Disbursement in 1 hour!
- Amount: up to KGS 500,000;
- Term: up to 60 months;
- Rate: 20% p.a.* (as part of the Spring Promotion until April 30, 2026);
- Security: none;
- Zero commission;
- No business object visit required.
Required documents:
- Borrower's Passport;
- In certain cases, we may request supplementary documents to confirm your income stream.
*Effective Interest Rate: from 23,33% in KGS.
Agro Loan Secured by Guarantee or Vehicle! Get it in 1 day!
- Amount: up to KGS 1,000,000;
- Term: up to 60 months;
- Rate: 19% p.a. in KGS (as part of the Spring Promotion until April 30, 2026);
- Security: Personal guarantee or vehicle;
- Zero commission;
- Review Time: 1 business day.
Required documents:
- Borrower's Passport;
- Guarantor's Passport / Vehicle Registration Certificate;
- Guarantor's Marriage Certificate;
- In certain cases, we may request additional documents confirming your income stream.
*Effective Interest Rate: from 21,11%.
Real Estate-Backed Agro Loan
- Amount: from KGS 750,001 / USD/EUR 5,000;
- Term: up to 60 months;
- Rate: 17%* p.a. in KGS (as part of the Spring Promotion until April 30, 2026), 10% p.a. in USD, 15% p.a. in Euro,
- Security: Real estate/Cash/Government securities/Bank guarantees/Property rights. The following may be accepted as additional security: movable property, surety, guarantee of JSC "Guarantee Fund";
- Review Time: 2 to 5 business days;
- Zero commission.
Required documents:
To ensure a smooth and efficient review of your application, please prepare the following documents:
1. Identity Documents
- Borrower, Spouse, and Guarantors (if applicable): Valid Passports.
- Pledger Identity (if a third party): Valid Passport of the Pledger and their Spouse.
- Family Status: Original Marriage Certificate (required for the borrower and any pledger).
2. Business and Income Proof
- Income Confirmation: Official documents confirming the income stream of the borrower.
- Business Registration: Certificate of registration as an Individual Entrepreneur or a valid Business Patent.
3. Collateral Documents
-
Real Estate Pledge: All relevant documentation for the pledged property, including:
- Registration Certificate
- Title Document
- Certificate confirming the absence of restrictions or encumbrances on the property.
*Effective Interest Rates: Kyrgyz soms - from 19,71%, USD - from 11,64% and Euro - from 16.30%
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